PULTEGROUP INC. 401K PLAN
Investment Model Portfolios
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Investment options of PULTEGROUP INC. 401K PLAN
Total Available Funds: 38
| Asset Class |
Ticker
| Description |
| US EQUITY |
|
|
| LARGE BLEND |
VINIX |
Vanguard Institutional Index Fund |
| LARGE BLEND |
VTSMX |
Vanguard Total International Stock Fund |
| Small Growth |
MSSGX |
Morgan Stanley Small Company Growth I |
| LARGE VALUE |
AWSHX |
American Funds Washington Mutual Investment Fund A |
| SMALL VALUE |
WISVX |
American Beacon Small Cap Value Institutional Fund |
| LARGE GROWTH |
PRGFX |
T. Rowe Price Retirement T. Rowe Price Retirement Growth Stock Fund |
| LARGE BLEND |
LMNVX |
Legg Mason Legg Mason Value Tr |
| MID-CAP BLEND |
FLPSX |
Fidelity Low-Priced Stock Fund |
| LARGE VALUE |
FEQTX |
Fidelity Managed Income Portfolio Fund II |
|
| Others |
|
|
| Moderate Allocation |
FBALX |
Fidelity Investments Fidelity Balanced Fund |
| Retirement Income |
FFFAX |
Fidelity Freedom Income Fund |
| Target Date 2000-2010 |
FFFBX |
Fidelity Freedom 2000 Fund |
| Target Date 2000-2010 |
FFFVX |
Fidelity Freedom 2005 Fund |
| Target Date 2000-2010 |
FFFCX |
Fidelity Freedom 2010 Fund |
| Target Date 2011-2015 |
FFVFX |
Fidelity Freedom 2015 Fund |
| Target Date 2016-2020 |
FFFDX |
Fidelity Freedom 2020 Fund |
| Target Date 2021-2025 |
FFTWX |
Fidelity Freedom 2025 Fund |
| Target Date 2026-2030 |
FFFEX |
Fidelity Freedom 2030 Fund |
| Target Date 2031-2035 |
FFTHX |
Fidelity Freedom 2035 Fund |
| Target Date 2036-2040 |
FFFFX |
Fidelity Freedom 2040 Fund |
| Target Date 2041-2045 |
FFFGX |
Fidelity Freedom 2045 Fund |
| Target Date 2050+ |
FFFHX |
Fidelity Freedom 2050 Fund |
| Retirement Income |
FFKAX |
Fidelity Freedom Income K Fund |
| Target Date 2016-2020 |
FFFDX |
Fidelity Freedom 2000 K Fund |
| Target Date 2016-2020 |
FFFDX |
Fidelity Freedom 2005 K Fund |
| Target Date 2016-2020 |
FFFDX |
Fidelity Freedom 2010 K Fund |
| Target Date 2016-2020 |
FFFDX |
Fidelity Freedom 2015 K Fund |
| Target Date 2016-2020 |
FFFDX |
Fidelity Freedom 2020 K Fund |
| Target Date 2016-2020 |
FFFDX |
Fidelity Freedom 2025 K Fund |
| Target Date 2016-2020 |
FFFDX |
Fidelity Freedom 2030 K Fund |
| Target Date 2016-2020 |
FFFDX |
Fidelity Freedom 2035 K Fund |
| Target Date 2016-2020 |
FFFDX |
Fidelity Freedom 2040 K Fund |
| Target Date 2016-2020 |
FFFDX |
Fidelity Freedom 2045 K Fund |
| Target Date 2016-2020 |
FFFDX |
Fidelity Freedom 2050 K Fund |
| ROOT |
CASH |
Fidelity rtmt Money Mkt Portfolio Fund |
| unknown |
unknown |
Fidelity Managed Income Portfolio Fund |
|
| INTERNATIONAL EQUITY |
|
|
| Foreign Large Growth |
FDIVX |
Fidelity Diversified International Fund |
|
| FIXED INCOME |
|
|
| Intermediate-Term Bond |
FBIDX |
Fidelity U.S. Bond Index Fund |
|
Investment model portfolios
We provide two types of investment model portfolios for PULTEGROUP INC. 401K PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for PULTEGROUP INC. 401K PLAN
