Investment options of PROPEL HR 401(K) PLAN
Total Available Funds: 73
| Investment Option List |
|---|
| American Funds New Perspective R6 (FFPNX) |
| American Funds Bond Fund Of America (FBOFX) |
| BlackRock iShares MSCI EAFE International Ind (BTMPX) |
| BlackRock Health Sciences K (SHSSX) |
| Dimensional Fund Advisors DFA Emerging Markets Core Equity Po (DAADX) |
| Dimensional Fund Advisors DFA Inflation Protected Sec Port |
| Fidelity Fidelity |
| Fidelity US Bond (FSHBX) |
| Fidelity Select Technology (FFOJX) |
| Fidelity Advisor Materials Fund Cla (FMFAX) |
| Franklin/Templeton Franklin Utilities Fund Class R6 (FKUTX) |
| Oppenheimer Funds Oppenheimer Gold & Special Minerals (OGMCX) |
| Prudential Prudential High Yield Z (PHYZX) |
| Vanguard Target Retirement 2030 (VTHRX) |
| Vanguard Target Retirement 2040 Fun (VFORX) |
| Vanguard Target Retirement 2020 (VTWNX) |
| Vanguard Target Retirement 2050 Fun (VFIFX) |
| Vanguard Target Retirement 2035 Fun (VTTHX) |
| Vanguard Target Retirement 2055 Fun (VFFVX) |
| Vanguard Target Retirement 2045 (VTIVX) |
| Vanguard Growth Index Admiral (VQNPX) |
| Vanguard Target Retirement 2060 Fun (VTTSX) |
| Vanguard Target Retirement 2025 (VTTVX) |
| Vanguard Mid-Cap Growth (VMGIX) |
| Vanguard Value Index Fund Admiral S (VTRIX) |
| Vanguard Small-Cap Index Fund Admir (VISVX) |
| Vanguard Mid-Cap Index Fund Admiral (VIMSX) |
| Vanguard Mid Cap Value Index Admira (VMVIX) |
| Vanguard Target Retirement 2065 Inv (VSXFX) |
| Vanguard Small Cap Value (VISVX) |
| Vanguard Explorer Adm (VAARX) |
| Vanguard Target Retirement Income F (VTINX) |
| Vanguard Short-Term Inflation-Prote (VTSPX) |
| Vanguard Short-Term Federal Fund Ad (VSGBX) |
| Vanguard Intermediate-Term Bond Ind (VBIIX) |
| Vanguard Target Retirement 2070 (VSVNX) |
| Vanguard VFORX – Vanguard Target Retirement 2040 Fund Investor Shares (VFORX) |
| Vanguard VTHRX – Vanguard Target Retirement 2030 (VTHRX) |
| Vanguard VTTHX – Vanguard Target Retirement 2035 Fund Investor Shares (VTTHX) |
| Fidelity FXAIX – Fidelity (FXAIX) |
| Fidelity FXNAX – Fidelity US Bond (FXNAX) |
| Vanguard VTWNX – Vanguard Target Retirement 2020 (VTWNX) |
| Vanguard VFIFX – Vanguard Target Retirement 2050 Fund Investor Shares (VFIFX) |
| BlackRock BTMKX – iShares MSCI EAFE International Index Fund Class K (BTMKX) |
| Vanguard VTTVX – Vanguard Target Retirement 2025 (VTTVX) |
| Fidelity FSPTX – Fidelity Select Technology (FSPTX) |
| Vanguard VFFVX – Vanguard Target Retirement 2055 Fund Investor Shares (VFFVX) |
| Vanguard VTIVX – Vanguard Target Retirement 2045 (VTIVX) |
| Vanguard VTTSX – Vanguard Target Retirement 2060 Fund Investor Shares (VTTSX) |
| Vanguard VIGAX – Vanguard Growth Index Admiral (VIGAX) |
| Vanguard VIMAX – Vanguard Mid-Cap Index Fund Admiral Shares (VIMAX) |
| American Funds RNPGX – American Funds New Perspective R6 (RNPGX) |
| Vanguard VVIAX – Vanguard Value Index Fund Admiral Shares (VVIAX) |
| Vanguard VMGMX – Vanguard Mid-Cap Growth Index Fund Admiral Shares (VMGMX) |
| American Funds RERGX – American Funds EuroPacific Growth Fund Class R6 |
| Vanguard VSMAX – Vanguard Small-Cap Index Fund Admiral Shares (VSMAX) |
| Vanguard VSIAX – Vanguard Small Cap Value Index Fund Admiral Shares (VSIAX) |
| Dimensional Fund Advisors DFCEX – DFA Emerging Markets Core Equity Portfolio Institutional Class |
| Vanguard VTINX – Vanguard Target Retirement Income Fund Investor Class (VTINX) |
| Vanguard VTAPX – Vanguard Short-Term Inflation-Protected Securities Index Fund Admiral Shares (VTAPX) |
| Vanguard VLXVX – Vanguard Target Retirement 2065 Inv (VLXVX) |
| BlackRock SHSKX – BlackRock Health Sciences K (SHSKX) |
| Prudential PHYZX – Prudential High Yield Z |
| Vanguard VMVAX – Vanguard Mid Cap Value Index Admiral (VMVAX) |
| American Funds RBFGX – American Funds Bond Fund Of America R6 (RBFGX) |
| Vanguard VSGDX – Vanguard Short-Term Federal Fund Admiral Shares (VSGDX) |
| Vanguard VEXRX – Vanguard Explorer Adm (VEXRX) |
| Oppenheimer Funds OGMIX – Oppenheimer Gold & Special Minerals I (OGMIX) |
| Fidelity FMFEX – Fidelity Advisor Materials Fund Class I (FMFEX) |
| Vanguard VSVNX – Vanguard Target Retirement 2070 (VSVNX) |
| Vanguard VBILX – Vanguard Intermediate-Term Bond Index Fund Admiral Shares (VBILX) |
| Franklin/Templeton FUFRX – Franklin Utilities Fund Class R6 (FUFRX) |
| Dimensional Fund Advisors DIPSX – DFA Inflation Protected Sec Port (DIPSX) |
Investment model portfolios
We provide two types of investment model portfolios for PROPEL HR 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for PROPEL HR 401(K) PLAN