Investment options of Project Employee 401 K Retirement Plan
Total Available Funds: 36
| Investment Description |
|---|
| Artisan Funds Mid Cap Inv. Mid-Cap Growth Fund # |
| Oakmark Eq. & Inc I 50 to 70% Equity Inv. # |
| Invesco Growth & Inc A Large Value Stock Fund # |
| Wells Fargo Special Mid Cap Value Fund # |
| American Beacon Small Cap Small Value Stock Fund # |
| EuroPacific Growth Fund Intl Large Cap Growth # |
| Fidelity Gov’t Income Intermediate Government Securities # |
| Fidelity Sel Healthcare Heath Care Common Stock Fund # |
| Fidelity Sel Technology Technology Common Stocks # |
| Fidelity Sel Utilities Utility Common Stock Fund # |
| Fidelity Sel Financial Financial Services Common Stk Fd # |
| Fidelity Stk Selector Sm Cap Small Cap Stock Fund # |
| Fidelity Sel Industrials Domestic & Foreign Industrials Fund # |
| Fidelity Sel Cons Discr Consumer Discretionary Products Fd # |
| Fidelity Sel Natural Res Natural Resource Companies Stk Fd # |
| Fidelity Blue Chip Growth Large Growth Stock Fund # |
| Fidelity Contrafund Large Growth Stk Inv Fund # |
| Fidelity Diversified Intl Foreign Lg Growth Common Stk Fd # |
| Fidelity US Bond IDX Pr Intermediate – Term Bond Fund # |
| Fidelity 500 Index Premium Large Blend Stock Fund # |
| Fidelity Intl Index Premium Foreign Lg Blend Common Stk Fd # |
| Fidelity Ext Mkt ldx Premium Mid-Cap Blend – Stock Fund # |
| Fidelity Freedom Income Target Date Retirement Fund # |
| Fidelity Freedom 2015 Targeted Retirement – Blended # |
| Fidelity Freedom 2020 Targeted Retirement – Blended # |
| Fidelity Freedom 2025 Targeted Retirement – Blended # |
| Fidelity Freedom 2030 Targeted Retirement – Blended # |
| Fidelity Freedom 2035 Targeted Retirement – Blended # |
| Fidelity Freedom 2040 Targeted Retirement – Blended # |
| Fidelity Freedom 2045 Targeted Retirement – Blended # |
| Fidelity Freedom 2050 Targeted Retirement – Blended # |
| Fidelity Freedom 2055 Targeted Retirement – Blended # |
| Fidelity Freedom 2060 Targeted Retirement – Blended # |
| Fidelity Strategic Income Multisector Bond Fund # |
| Fidelity Freedom 2065 Targeted Retirement – Blended # |
| rates ranging from 4.25% to 9.50%. # |
Investment model portfolios
We provide two types of investment model portfolios for Project Employee 401 K Retirement Plan participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for Project Employee 401 K Retirement Plan