Investment options of PRIMERA ENGINEERS 401K PLAN
Total Available Funds: 31
| Investment Description |
|---|
| Columbia High Yield Bond Fund Z 45,160.60 Shares |
| Vanguard Inf-Prt Securities Fund Ad 36,469.43 Shares |
| Voya Intermediate Bond Fund I 91,722.06 Shares |
| Allspring Govt Securities 19,278.69 Shares |
| American Century One Choice 2010 Port Inst 599.33 Shares |
| American Century One Choice 2015 Port Inst 56,859.53 Shares |
| American Century One Choice 2020 Port Inst 27,507.79 Shares |
| American Century One Choice 2025 Port Inst 62,718.61 Shares |
| American Century One Choice 2030 Port Inst 52,570.12 Shares |
| American Century One Choice 2035 Port Inst 110,640.00 Shares |
| American Century One Choice 2040 Port Inst 56,730.08 Shares |
| American Century One Choice 2045 Port Inst 176,443.58 Shares |
| American Century One Choice 2050 Port Inst 89,713.13 Shares |
| American Century One Choice 2055 Port Inst 117,772.32 Shares |
| American Century One Choice 2060 Port Inst 130,097.67 Shares |
| American Century One Choice 2065 Port Inst 1,477.52 Shares |
| American Century One Choice 2075 Port Inst 43.31 Shares |
| American Funds Am Balanced Fund R6 12,640.70 Shares |
| American Funds Wash Mutual Inv Fd R6 18,717.89 Shares |
| Parnassus Core Equity Inst 10,513.66 Shares |
| Vanguard 500 Index Fund Admiral 16,165.48 Shares |
| Baron Discovery Fund R6 5,355.21 Shares |
| DFA US Targeted Value Port Inst 4,219.36 Shares |
| T Rowe Price Blue Chip Growth Fund 17,708.55 Shares |
| Vanguard Mid-Cap Index Fund Adm 5,249.20 Shares |
| Vanguard Small-Cap Index Adm 10,810.76 Shares |
| Victory Syca Established Value Fund 8,561.79 Shares |
| Invesco Developing Markets Fund 9,979.73 Shares |
| Principal Diversified Intl R6 80,264.19 Shares |
| Invesco Disc MC Growth R6 21,400.10 Shares |
| T Rowe Price Intl Discovery Fund 4,338.12 Shares |
Investment model portfolios
We provide two types of investment model portfolios for PRIMERA ENGINEERS 401K PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for PRIMERA ENGINEERS 401K PLAN