Investment options of PRIME HEALTHCARE SERVICES INC. 401K PLAN
Total Available Funds: 32
| Investment Description |
|---|
| State Street Bank & Trust Co. Cash Reserve Account |
| SEI Cohen & Steers U.S. Realty Fund Class CT |
| Fidelity Fidlty Frdm Bl Trgt Dt 2005 commgl Pool T |
| Fidelity Fidlty Frdm Bl Trgt Dt 2010 commgl Pool T |
| Fidelity Fidlty Frdm Bl Trgt Dt 2015 commgl Pool T |
| Fidelity Fidlty Frdm Bl Trgt Dt 2020 commgl Pool T |
| Fidelity Fidlty Frdm Bl Trgt Dt 2025 commgl Pool T |
| Fidelity Fidlty Frdm Bl Trgt Dt 2030 commgl Pool T |
| Fidelity Fidlty Frdm Bl Trgt Dt 2035 commgl Pool T |
| Fidelity Fidlty Frdm Bl Trgt Dt 2040 commgl Pool T |
| Fidelity Fidlty Frdm Bl Trgt Dt 2045 commgl Pool T |
| Fidelity Fidlty Frdm Bl Trgt Dt 2050 commgl Pool T |
| Fidelity Fidlty Frdm Bl Trgt Dt 2055 commgl Pool T |
| Fidelity Fidlty Frdm Bl Trgt Dt 2060 commgl Pool T |
| Fidelity Fidlty Frdm Bl Trgt Dt 2065 commgl Pool T |
| Fidelity Fidlty Frdm Bl Trgt Dt Inc commgl Pool T |
| SEI MetWest Total Return Bd Class D |
| Northern Trust NT ACWI Ex-US IMI Index NL Tier 3 |
| Northern Trust NT Aggregate Bond Index NL Tier 3 |
| Northern Trust NT Extended Eq Mkt Index NL Tier 3 |
| Northern Trust Northern Trust S&P 500 Idx NL T3 |
| T. Rowe Price T. Rowe Price Stbl Val Common Tr Q |
| T. Rowe Price T. Rowe Price US Mid-Cap Val Eq Tr D |
| American Funds American Funds EuroPacific Gr R6 |
| Loomis Sayles Loomis Sayles Small Cap Growth N |
| Massmutual MassMutual Mid Cap Growth I |
| MFS MFS International Value R6 |
| Prudential PGIM Jennison Growth R6 |
| Putnam Putnam Large Cap Value R6 |
| Vanguard Vanguard Emerging Mkt Stock Idx Adm |
| Victory Victory Sycamore Small Co Opp R6 |
| Charles Schwab Instl Personal Choice Retment Account |
Investment model portfolios
We provide two types of investment model portfolios for PRIME HEALTHCARE SERVICES INC. 401K PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for PRIME HEALTHCARE SERVICES INC. 401K PLAN