Investment options of PRIDE STAR EMS. 401K PLAN
Total Available Funds: 51
| Investment Description |
|---|
| Blackrock High Yield Bond Fund Class R " |
| JPMorgan SmartRetirement 2050 Fund Class R2 " |
| JPMorgan SmartRetirement 2030 Fund Class R2 " |
| JPMorgan SmartRetirement 2040 Fund Class R2 " |
| JPMorgan US Small Company Fund Class R2 " |
| JPMorgan SmartRetirement 2035 Fund Class R2 " |
| Invesco Commonstock R " |
| Goldman Sachs Emerging Markets Equity Insights Fund Class R " |
| PIMCO Real Return Fund Class R " |
| JPMorgan SmartRetirement Income Fund Class R2 " |
| JPMorgan SmartRetirement 2025 Fund Class R2 " |
| Pioneer Bond Fund Class R " |
| American Century Strat Allc Moderate Fund " |
| Macquarie Small Cap Value R " |
| JPMorgan SmartRetirement 2045 Fund Class R2 " |
| Alger Capital Appreciation Instl Fund Class R " |
| Janus Triton Fund Class R " |
| JPMorgan US Equity Fund Class R2 " |
| Federated International Leaders Fund Class R " |
| JPMorgan SmartRetirement 2020 Fund Class R2 " |
| JPMorgan SmartRetirement 2055 Fund Class R2 " |
| State Street S&P 500 Index Fund " |
| State Street International Index Securities Lending Fund " |
| State Street Russell Small Cap Index Fund " |
| JPMORGAN CORE BOND – R2 |
| BLACKROCK HIGH YIELD R |
| DWS RREEF REAL EST SEC R |
| JPMORGAN SMARTRET 2050 – R2 |
| JPM SMARTRET 2030 – R2 |
| JPMORGAN SMARTRET 2040 – R2 |
| JPMORGAN US SMALL COMPANY R2 |
| JPMORGAN SMARTRET 2035 – R2 |
| INVESCO COMSTOCK R |
| GS EMG MKTS EQTY INSIGHTS R |
| PIMCO REAL RETURN – CLASS R |
| JPM SMARTRET INCOME – R2 |
| JPM SMARTRET 2025 – R2 |
| PIONEERBONDFUND-R |
| AMERCENT STRATALLO MODERATE -R |
| MACQUARIE SMALL CAP VALUE – R |
| JPMORGAN SMARTRET 2045 – R2 |
| ALGER CAPAPP INSTL FUND – R |
| JANUS HEND TRITON R |
| JPMORGAN US EQUITY – R2 |
| FEDERATED HERMES INTL LEADERS |
| JPM SMARTRET 2020 – R2 |
| JPMORGAN SMARTRETIRE 2055 – R2 |
| INVESCO STABLE ASSET |
| STATE ST INTL IDX SECLEND VIII |
| STATE ST RUSS SC IDX VIII |
| STATE ST S&P 500 IDX IX |
Investment model portfolios
We provide two types of investment model portfolios for PRIDE STAR EMS. 401K PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for PRIDE STAR EMS. 401K PLAN