Investment options of PREP FOR PREP 403 (B) DC PLAN
Total Available Funds: 31
| Investment Description |
|---|
| TIAA Access Lifecycle 2025 T4 Value of interest in |
| TIAA Access Lifecycle 2035 T4 Value of interest in |
| TIAA Access Lifecycle 2040 T4 Value of interest in |
| TIAA Access Lifecycle 2045 T4 Value of interest in |
| TIAA Access Lifecycle 2050 T4 Value of interest in registered investment companies |
| TIAA Access Lifecycle 2055 T4 Value of interest in |
| TIAA Access Lifecycle 2060 T4 Value of interest in |
| Nuveen Lifecycle 2025 R6 Value of interest in registered investment companies |
| Nuveen Lifecycle 2035 R6 Value of interest in registered investment companies |
| Nuveen Lifecycle 2045 R6 Value of interest in registered investment companies |
| Nuveen Lifecycle 2055 R6 Value of interest in registered investment companies |
| Nuveen Lifecycle 2065 R6 Value of interest in registered investment companies |
| CREF Core Bond R1 Value of interest in registered investment companies |
| CREF Equity Index R1 Value of interest in registered investment companies |
| CREF Global Equities R1 Value of interest in registered investment companies |
| CREF Growth R1 Value of interest in registered investment companies |
| CREF Inflation-Linked Bond R1 Value of interest in |
| CREF Social Choice R1 Value of interest in registered investment companies |
| CREF Stock R1 Value of interest in registered investment companies |
| CREF Stock R4 Value of interest in registered investment companies |
| Nuveen Core Impact Bond R6 Value of interest in |
| Nuveen S&P 500 Index R6 Value of interest in registered investment companies |
| American Funds New Economy R5 Value of interest in registered investment companies |
| American Funds New World R6 Value of interest in registered investment companies |
| Metropolitan W Tot Ret Bd Pln Value of interest in |
| Vanguard Infl Protect Sec Adm Value of interest in |
| Vanguard Intl Growth Adm Value of interest in registered investment companies |
| Vanguard Mid-Cap Idx Adm Value of interest in registered investment companies |
| Vanguard Small-Cap Idx Adm Value of interest in registered investment companies |
| Vanguard Value Index Adm Value of interest in registered investment companies |
| dates through 2027 – |
Investment model portfolios
We provide two types of investment model portfolios for PREP FOR PREP 403 (B) DC PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for PREP FOR PREP 403 (B) DC PLAN