Investment options of PREMIER SELECT SIRES 401(K) PLAN
Total Available Funds: 57
| Investment Description |
|---|
| Reliance Trust New York Life Anchor Account Series I – Class |
| American Century Mid Cap Value Fund R6 Class |
| BNY Mellon Core Plus Fund |
| Columbia Small Cap Value Fund I – Institutional 3 Class |
| Fidelity Investments |
| Fidelity Investments Freedom Index 2010 Fund Investor Class |
| Fidelity Investments Freedom Index 2015 Fund Investor Class |
| Fidelity Investments Freedom Index 2020 Fund Investor Class |
| Fidelity Investments Freedom Index 2025 Fund Investor Class |
| Fidelity Investments Freedom Index 2030 Fund Investor Class |
| Fidelity Investments Freedom Index 2035 Fund Investor Class |
| Fidelity Investments Freedom Index 2040 Fund Investor Class |
| Fidelity Investments Freedom Index 2045 Fund Investor Class |
| Fidelity Investments Freedom Index 2050 Fund Investor Class |
| Fidelity Investments Freedom Index 2055 Fund Investor Class |
| Fidelity Investments Freedom Index 2060 Fund Investor Class |
| Fidelity Investments Freedom Index Income Fund Investor Class |
| Fidelity Investments International |
| Fidelity Investments Mid Cap |
| Fidelity Investments Small Cap |
| Fidelity Investments Emerging Markets |
| Janus Henderson Triton Fund – Class N |
| MFS International Diversification Fund Class R6 |
| MFS Value Fund Class R6 |
| PGIM Jennison Growth Fund – Class R6 |
| T. Rowe Price Funds High Yield Fund I Class |
| T. Rowe Price Funds Mid-Cap Growth Fund – Class I |
| Interest rate: 4.25% – 9.50% $ – |
| (Form 5500) |
| (6) Net investment gain (loss) from common/collective trusts …………………… 2b |
| BNYM INSIGHT CORE PLUS – Y |
| FID FREEDOM IND 2020 INVESTOR |
| FID F IND 2025 INV |
| FID FRDM INDEX 2055 INV |
| FID F IND 2060 INV |
| FID FREEDOM IND 2040 INVESTOR |
| FID FREEDOM INDEX 2015 INV |
| PGIM JENNISON GROWTH R6 |
| FID FDM INDEX 2035 INV |
| FID INTERNATIONAL INDEX |
| JANUS HENDERSON TRITON FUND N |
| T ROWE PRICE MID CAP GROWTH I |
| FID F INDEX INC INV |
| COLUMBIA SMALL CAP VALUE I I3 |
| FID EMERGING MARKETS INDEX |
| FID FDM INDEX 2030 INV |
| AMERICAN CENTURY MID CP VAL R6 |
| MFS VALUE R6 |
| FID FREEDOM INDEX 2010 INV |
| FID FRDM INDEX 2045 INV |
| TRP HIGH YIELD I |
| FID FRDM INDEX 2050 INV |
| FID SMALL CAP INDEX |
| MFS INTL DIVERSIFICATION R6 |
| FID 500 IND |
| FID MID CAP INDEX |
| NYL ANCHOR ACCOUNT |
Investment model portfolios
We provide two types of investment model portfolios for PREMIER SELECT SIRES 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for PREMIER SELECT SIRES 401(K) PLAN