Investment options of PREMIER RESOURCES, LLC 401(K) PLAN
Total Available Funds: 37
| Investment Description |
|---|
| Pimco Income Inst N/A |
| Pimco Pim Intl Bd US$H I N/A |
| T. Rowe Price TRP Div Growth I N/A |
| Columbia Col Dividend Inc I3 N/A |
| Standard STD Guar Fix Int 4 N/A |
| JP Morgan JPM SM Cap Growth R6 N/A |
| American Funds AF New Perspect R6 N/A |
| American Funds AF Wash Mutl Inv R6 N/A |
| American Funds AF Balanced R6 N/A |
| American Funds AF Grth Fund Amer R6 N/A |
| James Henderson J H Triton N N/A |
| MFS Mid Cap Grth R6 N/A |
| Lord Abbett Ld Abt Sh Dtn Inc N/A |
| MFS Intl Divrsn R6 N/A |
| Fidelity Fid Multi Asset Idx N/A |
| Fidelity Fid High Income N/A |
| Fidelity Fid US Bond Idx N/A |
| Fidelity Fid 500 Index N/A |
| Fidelity Fid GLB Ex US Idx N/A |
| Fidelity Fid Mid Cap Idx N/A |
| Fidelity Fid Sm Cap Idx N/A |
| Fidelity Fid Intl Cap Appr K6 N/A |
| Fidelity Fid Freedom 2015 K6 N/A |
| Fidelity Fid Freedom 2020 K6 N/A |
| Fidelity Fid Freedom 2025 K6 N/A |
| Fidelity Fid Freedom 2030 K6 N/A |
| Fidelity Fid Freedom 2035 K6 N/A |
| Fidelity Fid Freedom 2040 K6 N/A |
| Fidelity Fid Freedom 2045 K6 N/A |
| Fidelity Fid Freedom 2050 K6 N/A |
| Fidelity Fid Freedom 2055 K6 N/A |
| Fidelity Fid Freedom 2060 K6 N/A |
| Fidelity Fid Freedom 2065 K6 N/A |
| Fidelity Fid Freedom 2070 K6 N/A |
| Fidelity Fid Freedom Inc K6 N/A |
| Fidelity Fid Govt MMKT K6 N/A |
| 4.25%-9.50%. – |
Investment model portfolios
We provide two types of investment model portfolios for PREMIER RESOURCES, LLC 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for PREMIER RESOURCES, LLC 401(K) PLAN