Investment options of PREMIER FAMILY MEDICAL, LLC 401(K) RETIREMENT PLAN
Total Available Funds: 42
| Investment Description |
|---|
| DFA US TARGETED VALUE MUTUAL FUND |
| VANGUARD TOTAL BOND MKT INDEX ADMIRAL MUTUAL FUND |
| DFA US LARGE CAP VALUE MUTUAL FUND |
| VANGUARD FEDERAL MONEY MARKET INTEREST-BEARING CASH |
| ALLIANZ ANNUITIES |
| DFA INTERNATIONAL VALUE MUTUAL FUND |
| DFA US LARGE COMPANY MUTUAL FUND |
| DFA US SMALL CAP MUTUAL FUND |
| DIMENSIONAL 2025 TARGET DT RET. INCOME MUTUAL FUND |
| DFA INTERNATIONAL SMALL CAP VALUE MUTUAL FUND |
| DIMENSIONAL 2040 TARGET DT RET. INCOME MUTUAL FUND |
| DFA GLOBAL REAL ESTATE SECURITIES MUTUAL FUND |
| VANGUARD TOTAL INTL BD IDX MUTUAL FUND |
| DFA EMERGING MARKETS CORE EQUITY MUTUAL FUND |
| DFA INTERNATIONAL SMALL COMPANY MUTUAL FUND |
| ISHARES CORE S&P TOTAL US STOCK EXCHANGE TRADED FUND |
| VANGUARD TARGET RETIREMENT 2035 MUTUAL FUND |
| VANGUARD MID CAP INDEX ADMIRAL MUTUAL FUND |
| DIMENSIONAL 2020 TARGET DT RET. INCOME MUTUAL FUND |
| FIDELITY ADVISOR TOTAL BOND MUTUAL FUND |
| ISHARES TRUST CORE MSCI EAFE EXCHANGE TRADED FUND |
| ISHARES INC CORE MSCI EMERGING MARKET EXCHANGE TRADED FUND |
| VANGUARD SHORT-TERM INVESTMENT GRADE MUTUAL FUND |
| SPDR SERIES TRUST S&P 600 SMCP VAL EXCHANGE TRADED FUND |
| DFA INFLATION-PROTECTED SECURITIES MUTUAL FUND |
| VANGUARD TARGET RETIREMENT 2045 MUTUAL FUND |
| FIDELITY MSCI REAL ESTATE INDEX EXCHANGE TRADED FUND |
| VANGUARD HIGH-YIELD CORPORATE MUTUAL FUND |
| DIMENSIONAL 2050 TARGET DT RET. INCOME MUTUAL FUND |
| VANGUARD GROWTH INDEX ADMIRAL MUTUAL FUND |
| DIMENSIONAL 2045 TARGET DT RET. INCOME MUTUAL FUND |
| VANGUARD TARGET RETIREMENT 2025 MUTUAL FUND |
| FIDELITY GOVERNMENT CASH RESERVE MUTUAL FUND |
| VANGUARD TARGET RETIREMENT 2055 MUTUAL FUND |
| VANGUARD TARGET RETIREMENT 2060 MUTUAL FUND |
| DIMENSIONAL 2015 TARGET DT RET. INCOME MUTUAL FUND |
| VANGUARD MID-CAP VALUE INDEX MUTUAL FUND |
| VANGUARD TARGET RETIREMENT 2030 MUTUAL FUND |
| VANGUARD INTERM-TERM BOND INDEX MUTUAL FUND |
| VANGUARD TARGET RETIREMENT 2065 MUTUAL FUND |
| VANGUARD TARGET RETIREMENT 2070 MUTUAL FUND |
| VANGUARD TARGET RETIREMENT 2050 MUTUAL FUND |
Investment model portfolios
We provide two types of investment model portfolios for PREMIER FAMILY MEDICAL, LLC 401(K) RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for PREMIER FAMILY MEDICAL, LLC 401(K) RETIREMENT PLAN