Investment options of PPC RETIREMENT PLAN
Total Available Funds: 24
| Investment Description |
|---|
| The American Funds Am Fds Bd Fd Of Am R6 Rd |
| American Century Investments American Century Ultra R6 Fund |
| Cohen & Steers Cohen & Steers Re Est Sec Z Fd |
| Fidelity Investments Fidelity Adv Intl Sma Cp Z Fd |
| Fidelity Investments Fidelity Adv Small Cap Gr Z Fd |
| Fidelity Investments Fidelity Mid Cp |
| Fidelity Investments Fidelity Sm Cap |
| Fidelity Investments Fidelity |
| Goldman Sachs Em Ckt Eq Is R6 |
| JP Morgan Funds JP Morgan Mid Cap Growth R6 Fd |
| JP Morgan Funds JP Morgan US Value R6 Fund |
| Loomis Sayles Loomis Sayles Core Psl Bd N Fd |
| State Street Global Advisors SSgA Target Ret 2020 K Fund |
| State Street Global Advisors SSgA Target Ret 2025 K Fund |
| State Street Global Advisors SSgA Target Ret 2030 K Fund |
| State Street Global Advisors SSgA Target Ret 2035 K Fund |
| State Street Global Advisors SSgA Target Ret 2040 K Fund |
| State Street Global Advisors SSgA Target Ret 2045 K Fund |
| State Street Global Advisors SSgA Target Ret 2050 K Fund |
| State Street Global Advisors SSgA Target Ret 2055 K Fund |
| State Street Global Advisors SSgA Target Ret 2060 K Fund |
| State Street Global Advisors SSgA Target Ret 2065 K Fund |
| State Street Global Advisors State Street Target RT K Fund |
| T. Rowe Price Funds T. Rowe Price Overseas Stock I |
Investment model portfolios
We provide two types of investment model portfolios for PPC RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for PPC RETIREMENT PLAN