Investment options of POWERSCHOOL GROUP LLC 401(K) PLAN
Total Available Funds: 32
| Investment Option List |
|---|
| FID 500 INDEX REGISTERED INVESTMENT COMPANY |
| FID CONTRAFUND K REGISTERED INVESTMENT COMPANY |
| FID GOVT MMKT REGISTERED INVESTMENT COMPANY |
| JH DSCPL VAL MDCP R6 REGISTERED INVESTMENT COMPANY |
| J H TRITON N REGISTERed INVESTMENT COMPANY |
| FID SM CAP IDX REGISTERED INVESTMENT COMPANY |
| MM MID CAP GRTH I REGISTERED INVESTMENT COMPANY |
| FID INTL INDEX REGISTERED INVESTMENT COMPANY |
| PIF EQUITY INC INST REGISTERED INVESTMENT COMPANY |
| PGIM TOTAL RTN BD R6 REGISTERED INVESTMENT COMPANY |
| FID US BOND IDX REGISTERED INVESTMENT COMPANY |
| FIDELITY FUND REGISTERED INVESTMENT COMPANY (FRESX) |
| AF EUROPAC GROWTH R6 REGISTERED INVESTMENT COMPANY |
| FID MID CAP IDX REGISTERED INVESTMENT COMPANY |
| ABF SM CAP VAL R5 REGISTERED INVESTMENT COMPANY |
| PIMCO INCOME INST REGISTERED INVESTMENT COMPANY (PFLEX) |
| PIM ALL ASSET INST REGISTERED INVESTMENT COMPANY (PDAIX) |
| INVS DEVELOP MKT R6 REGISTERED INVESTMENT COMPANY |
| FIAM INX TD 2035 Y COLLECTIVE TRUST |
| FIAM INX TD 2045 Y COLLECTIVE TRUST |
| FIAM INX TD 2040 Y COLLECTIVE TRUST |
| FIAM INX TD 2050 Y COLLECTIVE TRUST |
| FIAM INX TD 2055 Y COLLECTIVE TRUST |
| FIAM INX TD 2030 Y COLLECTIVE TRUST |
| FIAM INX TD 2025 Y COLLECTIVE TRUST |
| FIAM INX TD 2060 Y COLLECTIVE TRUST |
| FIAM INX TD 2020 Y COLLECTIVE TRUST |
| FIAM INX TD INCOME Y COLLECTIVE TRUST |
| FIAM INX TD 2065 Y COLLECTIVE TRUST |
| FIAM INX TD 2015 Y COLLECTIVE TRUST |
| MORLEY STABLE VALUE COLLECTIVE TRUST |
| MIP CL 1 COLLECTIVE TRUST |
Investment model portfolios
We provide two types of investment model portfolios for POWERSCHOOL GROUP LLC 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for POWERSCHOOL GROUP LLC 401(K) PLAN