Investment options of POWERS BROWN ARCHITECTURE 401(K) PLAN
Total Available Funds: 28
| Investment Description |
|---|
| AF TRGT DATE 2040 R6 155,205 shares |
| AF TRGT DATE 2050 R6 100,917 shares |
| AF TRGT DATE 2030 R6 107,929 shares |
| AF TRGT DATE 2045 R6 78,306 shares |
| AF TRGT DATE 2060 R6 60,715 shares |
| AF TRGT DATE 2055 R6 34,014 shares |
| FID 500 INDEX 3,818 shares |
| J H ENTERPRISE T 3,908 shares |
| FA EQUITY GROWTH Z 12,266 shares |
| AF TRGT DATE 2035 R6 13,693 shares |
| AF TRGT DATE 2065 R6 13,798 shares |
| AF TRGT DATE 2015 R6 17,773 shares |
| FA BALANCED I 6,280 shares |
| AF EUROPAC GROWTH R6 3,446 shares |
| JPM CORE BOND I 16,213 shares |
| FA SMALL CAP GR Z 3,784 shares |
| PGIM HIGH YIELD Z 23,745 shares |
| AF TRGT DATE 2025 R6 5,958 shares |
| FID SM CAP IDX 3,142 shares |
| FID MID CAP IDX 1,578 shares |
| ABF SM CAP VALUE R6 1,551 shares |
| PIF MID CAP VALUE I 2,199 shares |
| FID US BOND IDX 1,929 shares |
| J H GLB EQ INC N 2,443 shares |
| FID INTL INDEX 264 shares |
| TRP EQUITY INCOME 132 shares |
| AF TRGT DATE 2020 R6 124 shares |
| dates through 2031 |
Investment model portfolios
We provide two types of investment model portfolios for POWERS BROWN ARCHITECTURE 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for POWERS BROWN ARCHITECTURE 401(K) PLAN