Investment options of POWER RESOURCES, INC. 401(K) PLAN
Total Available Funds: 32
| Investment Description |
|---|
| (Held at End of Year) EIN: 84-1125472 PN: |
| First Eagle First Eagle Global I Fund |
| Fidelity Investments Fidelity Emerging Markets K FD |
| Principal Funds Inc Prin Div Real Asset Inst Fund |
| Principal Funds Inc Prin Equity Income Inst Fund |
| Principal Funds Inc Prin LgCap Growth I Inst Fund |
| Principal Funds Inc Prin MidCap Value I Inst Fund |
| Principal Funds Inc Prin SmallCap Growth I Inst Fd |
| JP Morgan Funds UNDISC MGRS BEHAV VALUE R6 FD |
| Vanguard Group Vangd Ttl Intl Bond Idx Adm Fd |
| Vanguard Group Vgd Ttl Intl Stk Idx Adm Fd |
| Principal Life Ins Co Prin Core Plus Bond Sep Acct-Z |
| Principal Life Ins Co Prin LgCp S&P 500 Index SA-Z |
| Principal Life Ins Co Prin MidCap S&P 400 Idx SA-Z |
| Principal Life Ins Co Prin SmCap S&P 600 Index SA-Z |
| Carillon Eagle Eagle Mid Cap Growth CIT CL |
| Great Gray Trust Company Janus HND Int Alp EQ CF CL U |
| Prin Global Inv Trust Co Prin LifeTime Hybr Inc CIT Z |
| Prin Global Inv Trust Co Prin LifeTime Hybr 2015 CIT Z |
| Prin Global Inv Trust Co Prin LifeTime Hybr 2020 CIT Z |
| Prin Global Inv Trust Co Prin LifeTime Hybr 2025 CIT Z |
| Prin Global Inv Trust Co Prin LifeTime Hybr 2030 CIT Z |
| Prin Global Inv Trust Co Prin LifeTime Hybr 2035 CIT Z |
| Prin Global Inv Trust Co Prin LifeTime Hybr 2040 CIT Z |
| Prin Global Inv Trust Co Prin LifeTime Hybr 2045 CIT Z |
| Prin Global Inv Trust Co Prin LifeTime Hybr 2050 CIT Z |
| Prin Global Inv Trust Co Prin LifeTime Hybr 2055 CIT Z |
| Prin Global Inv Trust Co Prin LifeTime Hybr 2060 CIT Z |
| Prin Global Inv Trust Co PRIN LIFETIME HYBR 2065 CIT Z |
| Prin Global Inv Trust Co PRIN LIFETIME HYBR 2070 CIT Z |
| Principal Life Ins Co Prin Fixed Income 401(a) / (k), 1.45% |
| 4.25% to 9.50%, various maturity dates) |
Investment model portfolios
We provide two types of investment model portfolios for POWER RESOURCES, INC. 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for POWER RESOURCES, INC. 401(K) PLAN