Investment options of POPLICUS 401K
Total Available Funds: 53
| Investment Description |
|---|
| State Street TARGET RET 2055 R3 |
| State Street TARGET RET 2050 R3 |
| State Street TARGET RET 2045 R3 |
| State Street TARGET RET 2040 R3 |
| JP Morgan US EQUITY FD R3 |
| State Street TARGET RET 2035 R3 |
| State Street SMALLMID CAP EQ IDX A |
| State Street EQUITY 500 INDEX A |
| State Street TARGET RET 2030 R3 |
| American Funds THE GROWTH FND OF AM-R3 |
| State Street TARGET RET 2020 R3 |
| State Street TARGET RET 2025 R3 |
| JP Morgan EQ INCOME FD R3 |
| State Street TARGET RETIRE R3 |
| Janus HENDERSONTRITON FUND – S |
| JP Morgan US SMALL COMPANY FD R3 |
| MFS INTL DIVERSIFICATION R3 |
| State Street GLOBAL AC EQ EX-US IDX A |
| State Street TARGET RET 2060 R3 |
| Invesco CORE BND A |
| Blackrock HIGH YIELD SVC |
| Goldman Sachs EMERG MKT EQUITY A |
| State Street AGGREGATE BOND A |
| Goldman Sachs INFL PROT SEC A |
| Allspring SPECIAL SC VAL A |
| State Street TARGET RET 2065 R3 |
| JP Morgan MID CAP VALUE R3 |
| Invesco Stable Asset Fund |
| 10.50%, maturing through October 2029 |
| (Form 5500) |
| (6) Net investment gain (loss) from common/collective trusts …………………… 2b |
| STATE ST AGGREGATE BOND A |
| SST GLOBAL AC EQ EX-US IDX A |
| GOLDMAN EMERG MKT EQUITY A |
| STATE ST TARGET RET 2050 R3 |
| JPM MID CAP VALUE R3 |
| STATE ST TARGET RET 2030 R3 |
| JPM US SMALL COMPANY FD R3 |
| STATE ST TARGET RET 2045 R3 |
| STATE ST SMALLMID CAP EQ IDX A |
| STATE ST TARGET RET 2060 R3 |
| AM FND THE GROWTH FND OF AM-R3 |
| STATE ST TARGET RET 2040 R3 |
| STATE ST TARGET RETIRE R3 |
| STATE ST TARGET RET 2025 R3 |
| JPM US EQUITY FD R3 |
| STATE ST EQUITY 500 INDEX A |
| STATE ST TARGET RET 2055 R3 |
| STATE ST TARGET RET 2020 R3 |
| JPM EQ INCOME FD R3 |
| STATE ST TARGET RET 2065 R3 |
| STATE ST TARGET RET 2035 R3 |
| INVESCO STABLE ASSET – ADP59 |
Investment model portfolios
We provide two types of investment model portfolios for POPLICUS 401K participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for POPLICUS 401K