Investment options of POLYNT REICHHOLD 401(K) PLAN
Total Available Funds: 33
| Investment Description |
|---|
| VANGUARD MID CAP INDEX ADMIRAL FUND |
| VANGUARD SMALL CAP INDEX ADMIRAL FUND |
| VANGUARD TOTAL BOND MARKET INDEX FUND INS SHARES |
| VANGUARD TOTAL INTERNATIONAL STOCK INDEX ADM FUND |
| VANGUARD INFLATION-PROTECTED ADMIRAL FUND |
| VICTORY CAPITAL VICTORY SYCAMORE SMALL CO OPPORTUNITY FUND CLASS I |
| WASATCH ADVISORS WASATCH CORE GROWTH FUND |
| EATON VANCE EATON VANCE ATLANTA CAPITAL SMID-CAP FUND CLASS R |
| MFS MFS VALUE FUND CLASS R6 |
| PGIM PGIM TOTAL RETURN BOND FUND - CLASS R6 |
| CHARLES SCHWAB BANK SCHWAB S& P 500 INDEX FUND |
| T. ROWE PRICE T. ROWE PRICE OVERSEAS STOCK FUND |
| T. ROWE PRICE GLOBAL MULTI-SECTOR BOND FUND |
| AMERICAN FUNDS AMERICAN FUNDS NEW WORLD FUND CLASS R6 |
| COHEN & STEERS COHEN & STEERS REAL ESTATE SECURITIES FUND CLASS I |
| FIDELITY MANAGEMENT TRUST COMPANY FIDELITY GROWTH COMPANY |
| FIDELITY LOW-PRICED STOCK |
| FIDELITY EMERGING MARKETS INDEX FUND |
| FIDELITY FREEDOM 2005 INSTITUTIONAL FUND |
| FIDELITY FREEDOM 2010 INSTITUTIONAL FUND |
| FIDELITY FREEDOM 2015 INSTITUTIONAL FUND |
| FIDELITY FREEDOM 2020 INSTITUTIONAL FUND |
| FIDELITY FREEDOM 2025 INSTITUTIONAL FUND |
| FIDELITY FREEDOM 2030 INSTITUTIONAL FUND |
| FIDELITY FREEDOM 2035 INSTITUTIONAL FUND |
| FIDELITY FREEDOM 2040 INSTITUTIONAL FUND |
| FIDELITY FREEDOM 2045 INSTITUTIONAL FUND |
| FIDELITY FREEDOM 2050 INSTITUTIONAL FUND |
| FIDELITY FREEDOM 2055 INSTITUTIONAL FUND |
| FIDELITY FREEDOM 2060 INSTITUTIONAL FUND |
| FIDELITY FREEDOM 2065 INSTITUTIONAL FUND |
| FIDELITY FREEDOM INCOME INSTITUTIONAL FUND |
| MORLEY CAPITAL MANAGEMENT COMMON/COLLECTIVE TRUST FUND - MORLEY STABLE VALUE FUND |
Investment model portfolios
We provide two types of investment model portfolios for POLYNT REICHHOLD 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for POLYNT REICHHOLD 401(K) PLAN