Investment options of PLATINUM EQUITY 401(K) PLAN
Total Available Funds: 27
| Investment Option List |
|---|
| American Beacon American Beacon Small Cap Value Fund Institutional (AASVX) |
| American Beacon American Beacon Large Cap Value Institutional Fund (AAGPX) |
| Franklin Small-Mid Cap Growth R6 (FSGAX) |
| Victory Sycamore Victory Sycamore Established Value Fund Class R6 (GETGX) |
| Fidelity Capital and Income Fund (FEQIX) |
| Fidelity US Bond Index Fund (FSHBX) |
| Fidelity International Index Fund (FDIVX) |
| Fidelity Freedom Income Fund (FFFAX) |
| Fidelity Freedom 2010 Fund (FFFCX) |
| Fidelity Freedom 2020 Fund (FFFDX) |
| Fidelity Freedom 2030 Fund (FFFEX) |
| Fidelity Freedom 2040 Fund (FFFFX) |
| Fidelity Freedom 2050 Fund (FFFHX) |
| Fidelity Freedom 2060 Fund (FDKNX) |
| Fidelity 500 Index Fund (FXAIX) |
| Fidelity Mid Cap Index Fund (FIIMX) |
| Fidelity Small Cap Index Fund (FSISX) |
| Fidelity Freedom 2070 Fund (FRBDX) |
| Calvert Calvert US Large Cap Core Responsible Index Fund (CISIX) |
| Calvert Calvert Bond Fund Class R6 (CBDIX) |
| Pax IMPX International Stansted to Ercan IS |
| Fidelity Diversified International K6 Fund (FDIVX) |
| Fidelity Small Cap Growth K6 Fund (FOCSX) |
| Dodge & Cox Dodge & Cox International Stock Fund (DODFX) |
| Fidelity Low-Priced Stock K6 (FLPSX) |
| Fidelity Managed Income Portfolio II Class 1 (FRHMX) |
| Fidelity Growth Company Commingled Pool (FDGFX) |
Investment model portfolios
We provide two types of investment model portfolios for PLATINUM EQUITY 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for PLATINUM EQUITY 401(K) PLAN