Investment options of PLATINUM 401(K) PLAN
Total Available Funds: 54
| Investment Description |
|---|
| American Funds New World R6 |
| BlackRock LifePath Index 2030 K |
| BlackRock LifePath Index 2035 K |
| BlackRock LifePath Index 2040 K |
| BlackRock LifePath Index 2045 K |
| BlackRock LifePath Index 2050 K |
| BlackRock LifePath Index 2055 K |
| BlackRock LifePath Index 2060 K |
| BlackRock LifePath Index Retirement K |
| Columbia Small Cap Growth |
| Guggenheim Core Bond Fund Inst |
| Invesco Nasdaq 100 Index R6 |
| Invesco Small Cap Value R6 |
| iShares Russell 2000 Small-Cap Index K |
| iShares Russell Mid-Cap Index K |
| iShares S&P 500 Index K |
| Janus Henderson Enterprise N |
| JPMorgan Equity Income R6 |
| MFS Intl Diversification R6 |
| PGIM High-Yield R6 |
| Pimco Commodity Real Ret Strat Instl |
| Pimco Income Instl |
| Pimco Int Bond (USD-Hedged) Inst |
| Pimco Real Return Instl |
| TransAmerica Mid Cap Value Opps R6 |
| investment purposes |
| 1LIRKX 751,187.86 |
| 1LINKX 672,106.48 |
| 1LIJKX 525,892.90 |
| 1LIKKX 1,147,860.65 |
| 1LIHKX 440,519.57 |
| 1LIPKX 450,430.00 |
| 1LIVKX 504,848.76 |
| 1LIZKX 54,668.28 |
| 1RNWGX 56,342.32 |
| 1BDOKX 90,914.21 |
| 1MDIZX 91,482.92 |
| 1PCRIX1 18,971.63 |
| 1BDBKX 42,436.04 |
| 1CSGYX 8,028.96 |
| 1SMVSX 9,568.06 |
| 1BRMKX 68,327.03 |
| 1JDMNX 26,917.92 |
| 1MVTRX 11,787.23 |
| 1WFSPX 758,496.95 |
| 1IVNQX 58,374.64 |
| 1OIEJX 36,675.07 |
| 1GIUSX 62,073.92 |
| 1PFORX 5,713.44 |
| 1PIMIX 20,546.32 |
| 1PRRIX 27,226.64 |
| 1PHYQX 2,267.83 |
| 1PCSV25 42,158.48 |
| FORFEITURES 250.75 |
Investment model portfolios
We provide two types of investment model portfolios for PLATINUM 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for PLATINUM 401(K) PLAN