Investment options of PLANCK LLC DBA PATCH MEDIA 401(K) PLAN
Total Available Funds: 26
| Investment Description |
|---|
| iShares iShares Emerging Markets USD Bond |
| JPMorgan Ultra-Short Income |
| SPDR SPDR S&P 500 Value |
| SPDR SPDR S&P 600 Small Cap Value |
| Vanguard FTSE Developed Markets |
| Vanguard FTSE Emerging Markets |
| Vanguard Mid-Cap Value |
| Vanguard Short-Term Inflation-Protected Securities |
| Vanguard Small-Cap Value |
| Vanguard Value |
| TCW TCW Transform |
| Invesco Emerging Markets Sovereign Debt |
| iShares iShares MSCI ACWI Low Carbon Target |
| SPDR SPDR MSCI EAFE Fossil Fuel Free |
| SPDR SPDR MSCI Emerging Markets Fossil Fuel Free |
| SPDR SPDR S&P 500 Fossil Fuel Reserves Free |
| Goldman Sachs TreasuryAccess 01 Year |
| GraniteShares GraniteShares Bloomberg Commodity Broad Strategy No K-1 |
| iShares iShares 0-5 Year TIPS Bond |
| Xtrackers Xtrackers USD High Yield Corporate Bond |
| SPDR SPDR S&P Kensho New Economies Composite |
| iShares iShares Trust iShares USD Green Bond |
| iShares iShares ESG Aware MSCI USA Small-Cap |
| SPDR SPDR Portfolio S&P 400 Mid Cap |
| Vanguard Dividend Appreciation |
| Vanguard U.S. Large-cap Growth Equity |
Investment model portfolios
We provide two types of investment model portfolios for PLANCK LLC DBA PATCH MEDIA 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for PLANCK LLC DBA PATCH MEDIA 401(K) PLAN