Investment options of PITT OHIO EXPRESS LLC PROFIT SHARING PLAN
Total Available Funds: 28
| Investment Option List |
|---|
| JPMorgan Large Cap Growth R6 n/a (SEEGX) |
| Vanguard 500 Index Admiral n/a |
| American Funds Europac Grw R6 n/a |
| T. Rowe Price TRP Integrated Us Lcv Eq – I n/a |
| Brandes Brandes Core Plus Fixed I n/a (BCPEX) |
| JPMorgan Mid Cap Growth R6 n/a |
| T. Rowe Price TRP Mid-Cap Value – I n/a |
| Pimco Rae Fund Us Sm Instl n/a |
| JPMorgan JPM Small Cap Growth R6 n/a (JISGX) |
| American Funds Am Funds Cap Income Builder n/a (FBCIX) |
| American Funds American New World R6 n/a (HVWBX) |
| Virtus Duff & Phelps Virtus Duff&Phelps Real Est I n/a (VAABX) |
| Principal High Yield Inst n/a |
| First Pacific First Pac Advisor New Income n/a (FBIKX) |
| Hartford Hartford Balanced Income R6 n/a (HBLYX) |
| Fidelity Advisor Materials I n/a (FMFAX) |
| APEX n/a |
| Cabana CABANA TARGET DATE 2030 $ 4 (TDN) |
| Cabana CABANA TARGET DATE 2035 3 8,188,259 |
| Cabana CABANA TARGET DATE 2025 2 (TZI) |
| Cabana CABANA TARGET DATE 2040 2 4,117,978 |
| Cabana CABANA TARGET DATE 2045 1 |
| Cabana CABANA TARGET DATE 2050 9 ,792,477 |
| Cabana CABANA TARGET DATE 2020 9 ,466,559 |
| Cabana CABANA TARGET DATE 2055 6 ,137,402 |
| Cabana CABANA TARGET DATE 2060 4 ,629,137 |
| Cabana CABANA TARGET DATE RETIREMENT 1 ,689,467 |
| through 2029) – |
Investment model portfolios
We provide two types of investment model portfolios for PITT OHIO EXPRESS LLC PROFIT SHARING PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for PITT OHIO EXPRESS LLC PROFIT SHARING PLAN