Investment options of PIH HEALTH, INC. 401(A) PLAN
Total Available Funds: 27
| Investment Description |
|---|
| DFA EMERGING MARKETS CORE EQUITY PORTFOLIO INSTITUTIONAL CLASS |
| PIMCO PIMCO INCOME FUND INSTITUTIONAL CLASS |
| T. ROWE PRICE T. ROWE PRICE BLUE CHIP GROWTH FUND I CLASS |
| DELAWARE FUNDS BY MACQUARIE IVY SMALL CAP GROWTH FUND CLASS N |
| PUTNAM PUTNAM LARGE CAP VALUE FUND CLASS R6 |
| INVESCO INVESCO INTERNATIONAL SMALL- MID COMPANY FUND CLASS R6 |
| VANGUARD VANGUARD FEDERAL MONEY MARKET FUND INVESTOR SHARES |
| MFS MFS MID CAP VALUE FUND CLASS R6 |
| AMERICAN CENTURY INVESTMENTS AMERICAN CENTURY SMALL CAP VALUE FUND R6 CLASS |
| PGIM INVESTMENTS PGIM TOTAL RETURN BOND FUND R6 |
| AMERICAN FUNDS AMERICAN FUND EUROPACIFIC GROWTH FUND R6 |
| MASSMUTUAL MASSMUTUAL MID CAP GROWTH FUND CLASS I |
| COHEN & STEERS COHEN & STEERS REAL ESTATE SECURITIES FUND Z |
| FIDELITY INVESTMENTS FIDELITY 500 INDEX FUND |
| FIDELITY INVESTMENTS FIDELITY MID CAP INDEX FUND |
| FIDELITY INVESTMENTS FIDELITY SMALL CAP INDEX FUND |
| FIDELITY INVESTMENTS FIDELITY FREEDOM INDEX INCOME FUND - INSTITUTIONAL PREMIUM CLASS |
| FIDELITY INVESTMENTS FIDELITY FREEDOM INDEX 2005 FUND - INSTITUTIONAL PREMIUM CLASS |
| FIDELITY INVESTMENTS FIDELITY FREEDOM INDEX 2010 FUND - INSTITUTIONAL PREMIUM CLASS |
| FIDELITY INVESTMENTS FIDELITY FREEDOM INDEX 2015 FUND - INSTITUTIONAL PREMIUM CLASS |
| FIDELITY INVESTMENTS FIDELITY FREEDOM INDEX 2020 FUND - INSTITUTIONAL PREMIUM CLASS |
| FIDELITY INVESTMENTS FIDELITY FREEDOM INDEX 2025 FUND - INSTITUTIONAL PREMIUM CLASS |
| FIDELITY INVESTMENTS FIDELITY FREEDOM INDEX 2030 FUND - INSTITUTIONAL PREMIUM CLASS |
| FIDELITY INVESTMENTS FIDELITY FREEDOM INDEX 2035 FUND - INSTITUTIONAL PREMIUM CLASS |
| FIDELITY INVESTMENTS FIDELITY FREEDOM INDEX 2040 FUND - INSTITUTIONAL PREMIUM CLASS |
| FIDELITY INVESTMENTS FIDELITY FREEDOM INDEX 2045 FUND - INSTITUTIONAL PREMIUM CLASS |
| FIDELITY INVESTMENTS FIDELITY TOTAL INTERNATIONAL INDEX FUND |
Investment model portfolios
We provide two types of investment model portfolios for PIH HEALTH, INC. 401(A) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for PIH HEALTH, INC. 401(A) PLAN