Investment options of PHILLIPS MURRAH P.C. 401(K) PROFIT SHARING PLAN
Total Available Funds: 32
| Investment Description |
|---|
| CAVANAL HILL GOVERNMENT SECURITIES MONEY MARKET FUND |
| VANGUARD VANGUARD TOT STK MKT INDX-ADM |
| MFS MFS GRWTH-R6 |
| MFS MFS VAL-R6 |
| VANGUARD VANGUARD WELLINGTON-ADM |
| DODGE & COX DODGE & COX INTL STK-X |
| MFS MFS M/C GRWTH-R6 |
| VANGUARD VANGUARD TOT BD MKT INDX-ADM |
| MET MET WEST TOT RET BD-P |
| VANGUARD VANGUARD M/C VAL INDX-ADM |
| VANGUARD VANGUARD S/C GRWTH INDX-ADM |
| AMERICAN BEACON AMER BEACON S/C VAL-R6 |
| T ROWE T ROWE RTMT I 2050-I |
| T ROWE T ROWE RTMT I 2055-I |
| T ROWE T ROWE RTMT I 2025-I |
| INVESCO INVESCO DEV MKT-R6 |
| T ROWE T ROWE RTMT I 2040-I |
| VANGUARD VANGUARD GNMA-ADM |
| VANGUARD VANGUARD DEV MKTS INDX-ADM |
| T ROWE T ROWE RTMT I 2045-I |
| T ROWE T ROWE RTMT I 2035-I |
| VANGUARD VANGUARD REIT INDX-ADM |
| FEDERATED FEDERATED HERMES HI YLD BD-R6 |
| T ROWE T ROWE RTMT I 2030-I |
| T ROWE T ROWE RTMT I 2060-I |
| T ROWE T ROWE RTMT I 2020-I |
| PIMCO PIMCO INC-INST |
| T ROWE T ROWE RTMT BAL-I |
| T ROWE T ROWE RTMT I 2010-I |
| T ROWE T ROWE RTMT I 2015-I |
| T ROWE T ROWE RTMT I 2005-I |
| T ROWE T ROWE RTMT I 2065-I |
Investment model portfolios
We provide two types of investment model portfolios for PHILLIPS MURRAH P.C. 401(K) PROFIT SHARING PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for PHILLIPS MURRAH P.C. 401(K) PROFIT SHARING PLAN