Investment options of PHELPS DUNBAR, LLP SAVINGS AND RETIREMENT PLAN
Total Available Funds: 30
| Investment Description |
|---|
| FIDELITY BROKERAGELINK SELF-DIRECTED BROKERAGE ACCOUNTS |
| FIDELITY 500 INDEX FUND |
| FIDELITY CONTRAFUND K6 |
| FIDELITY PURITAN FUND CLASS K |
| T. ROWE PRICE RETIREMENT I 2030 FUND I |
| T. ROWE PRICE RETIREMENT I 2025 FUND I |
| FIDELITY MID CAP INDEX FUND |
| PUTNAM STABLE VALUE COLLECTIVE TRUST FUND |
| JPMORGAN EQUITY INCOME FUND CLASS R6 |
| WELLS FARGO STABLE VALUE FUND C |
| PGIM TOTAL RETURN BOND FUND - CLASS R6 |
| T. ROWE PRICE RETIREMENT I 2040 FUND I |
| FIDELITY SMALL CAP INDEX FUND |
| AMERICAN FUNDS EUROPACIFIC GROWTH FUND CLASS R-6 |
| T. ROWE PRICE RETIREMENT I 2020 FUND I |
| T. ROWE PRICE RETIREMENT I 2035 FUND I |
| T. ROWE PRICE RETIREMENT I 2015 FUND I |
| T. ROWE PRICE RETIREMENT I 2045 FUND I |
| T. ROWE PRICE RETIREMENT I 2050 FUND I |
| BLACKROCK MID-CAP GROWTH EQUITY PORTFOLIO - INSTITUTIONAL SHARES |
| PIMCO INCOME FUND - INSTITUTIONAL CLASS |
| T. ROWE PRICE RETIREMENT I 2055 FUND I |
| INVESCO DEVELOPING MARKETS FUND CLASS R6 |
| INVESCO INTERNATIONAL SMALL-MID COMPANY FUND CLASS R6 |
| T. ROWE PRICE RETIREMENT I 2005 FUND I |
| FIDELITY U.S. BOND INDEX FUND |
| VIRTUS CEREDEX MID-CAP VALUE EQUITY FUND CLASS R6 |
| FRANKLIN SMALL CAP VALUE FUND CLASS R6 |
| JANUS HENDERSON TRITON FUND CLASS N |
| FIDELITY TOTAL INTERNATIONAL INDEX FUND |
Investment model portfolios
We provide two types of investment model portfolios for PHELPS DUNBAR, LLP SAVINGS AND RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for PHELPS DUNBAR, LLP SAVINGS AND RETIREMENT PLAN