Investment options of PERFORCE SOFTWARE, INC., 401(K) PLAN
Total Available Funds: 24
| Investment Description |
|---|
| DFA US LARGE CO PORT MUTUAL FUND |
| DFA US SMALL CAP MUTUAL FUND |
| VANGUARD MID CAP INDEX FUND ADMIRAL MUTUAL FUND |
| VANGUARD DEVELOPED MARKETS MUTUAL FUND |
| VANGUARD INTERIM-TERM INV GRD ADM MUTUAL FUND |
| VANGUARD GROWTH INDEX FD ADMIRAL MUTUAL FUND |
| DFA US LARGE CAP VALUE PORT MUTUAL FUND |
| FIDELITY SELECT MEDICAL TECH DEVICES MUTUAL FUND |
| VANGUARD SHORT-TERM INVEST GRADE MUTUAL FUND |
| AMERICAN FUNDS BOND FUND OF AMERICA MUTUAL FUND |
| DFA EMERGING MARKETS MUTUAL FUND |
| VANGUARD TOTAL STOCK MARKET INDEX MUTUAL FUND |
| PIMCO INTL BOND US DOLLAR HEDGE MUTUAL FUND |
| BLACKROCK HIGH YIELD BOND PORT CL K MUTUAL FUND |
| VANGUARD INTL GROWTH ADMIRAL CLASS MUTUAL FUND |
| AMERICAN FUNDS NEW WORLD MUTUAL FUND |
| AMERICAN FUNDS NEW PERSPECTIVE MUTUAL FUND |
| DFA GLOBAL REAL ESTATE SEC PORT MUTUAL FUND |
| EATON VANCE FLOATING RATE MUTUAL FUND |
| TORTOISE MLP AND PIPELINE MUTUAL FUND |
| TCW EMERGING MARKETS MUTUAL FUND |
| INVESCO OPPENHEIMER GOLD & SPEC MUTUAL FUND |
| DFA US SUSTAIN CORE MUTUAL FUND |
| VANGUARD CONSUMER STAPLES MUTUAL FUND |
Investment model portfolios
We provide two types of investment model portfolios for PERFORCE SOFTWARE, INC., 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for PERFORCE SOFTWARE, INC., 401(K) PLAN