Investment options of PELOTON INTERACTIVE, INC. RETIREMENT PLAN
Total Available Funds: 57
| Investment Description |
|---|
| Vanguard Fiduciary Truat Vanguard Target Ret 2060 II |
| Vanguard Fiduciary Truat Vanguard Target Ret 2020 II |
| Invesco Trust Company Invesco Stable Asset – Adpz |
| Vanguard Fiduciary Truat Vanguard Target Ret 2030 II |
| Vanguard Fiduciary Truat Vanguard Target Ret 2040 II |
| Vanguard Fiduciary Truat Vanguard Target Ret 2025 II |
| Vanguard Fiduciary Truat Vanguard Target Ret Inc II |
| Vanguard Fiduciary Truat Van Target Ret 2045 Trust II |
| Vanguard Fiduciary Truat Vanguard Target Ret 2035 II |
| Vanguard Fiduciary Truat Vanguard Target Ret 2055 II |
| Vanguard Fiduciary Truat Vanguard Target Ret 2070 II |
| Vanguard Fiduciary Truat Vanguard Target Ret 2065 II |
| Vanguard Fiduciary Truat Van Target Ret 2050 Trust II |
| American Funds New World R6 |
| Principal Mid Cap Fund R6 |
| Fidelity Investments Fidelity 500 Index Fund |
| American Century Investments AMC Small Cap Value Fund – R6 |
| BlackRock High Yield Bond K |
| Fidelity Investments Fidelity Large Cap Growth Index |
| JP Morgan JP Morgan Core Plus Bond R6 |
| Dimensional Fund Advisors DFA Inflation Protected Securities Inst |
| Fidelity Investments Fidelity Small Cap Index |
| MFS Mid Cap Value Fund – R6 |
| Columbia Dividend Income I3 |
| Fidelity Investments Fidelity International Index |
| Vanguard Group Vanguard Intermediate Term Bond |
| JP Morgan JPMorgan International Equity R |
| Fidelity Investments Fidelity Mid Cap Index |
| Janus Henderson Investors Janus Henderson Venture Fund |
| Participants notes. – |
| (Form 5500) |
| (6) Net investment gain (loss) from common/collective trusts …………………… 2b |
| FID 500 IND |
| AMC SMALL CAP VALUE FUND – R6 |
| BLACKROCK HIGH YIELD K |
| FID LARGE CAP GROWTH INDEX |
| JPMORGAN CORE PLUS BOND R6 |
| DFA INFLATION PROT SEC INST |
| FID SMALL CAP INDEX |
| FID INTERNATIONAL INDEX |
| VANGUARD INTERMEDIATE TERM BON |
| JPMORGAN INTERNATIONAL EQTY R6 |
| FID MID CAP INDEX |
| JANUS HENDERSON VENTURE FUND-N |
| INVESCO STABLE ASSET – ADPZ |
| VANGUARD TARGET RET 2055 II |
| VANGUARD TARGET RET 2060 II |
| VANGUARD TARGET RET 2065 II |
| VANGUARD TARGET RET 2070 II |
| VANGUARD TARGET RET INC II |
| VAN TARGET RET 2050 TRUST II |
| VAN TARGET RET 2045 TRUST II |
| VANGUARD TARGET RET 2040 II |
| VANGUARD TARGET RET 2035 II |
| VANGUARD TARGET RET 2030 II |
| VANGUARD TARGET RET 2025 II |
| VANGUARD TARGET RET 2020 II |
Investment model portfolios
We provide two types of investment model portfolios for PELOTON INTERACTIVE, INC. RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for PELOTON INTERACTIVE, INC. RETIREMENT PLAN