Investment options of PEGASYSTEMS INC. 401(K) PLAN
Total Available Funds: 38
| Investment Description |
|---|
| CAPITAL GROUP EUROPACIFIC GROWTH SA Pooled Separate Investment Account |
| T.ROWE PRICE BLUE CHIP GROWTH FUND (IS) Pooled Separate Investment Account |
| MID CAP GROWTH / ARTISAN PARTNERS FUND Pooled Separate Investment Account |
| INVESCO GLOBAL STRATEGY FUND SA Pooled Separate Investment Account |
| 1RFTTX 472,067.40 |
| 1RFJTX 869,228.82 |
| 1RRCTX 2,947,606.13 |
| 1RFDTX 10,925,811.52 |
| 1RFETX 14,804,793.18 |
| 1RFFTX 18,477,874.45 |
| 1RFGTX 19,031,669.18 |
| 1RFHTX 16,131,832.01 |
| 1RFITX 17,724,305.09 |
| 1RFKTX 5,389,192.33 |
| 1RFUTX 6,328,921.73 |
| 1RFVTX 326,401.34 |
| 1DOXFX 21,466,301.05 |
| 1VTSNX 21,020,095.85 |
| 1M0002A 22,125,971.05 |
| 1M0053A 4,762,310.66 |
| 1ANODX 6,237,080.38 |
| 1RYTRX 6,264,502.10 |
| 1VSCIX 18,632,930.98 |
| 1JDPNX 8,350,324.23 |
| 1VMCIX 18,127,275.88 |
| 1M0088A 16,137,973.81 |
| 1PEIYX 11,424,926.86 |
| 1RGAGX 27,036,607.58 |
| 1RWMGX 13,097,246.08 |
| 1VFTAX 2,529,927.29 |
| 1INSIDX 81,035,014.49 |
| 1M0045A 20,315,153.31 |
| 1DSBFX 239,753.56 |
| 1PHDAX 8,336,735.93 |
| 1PTTAX 19,756,854.94 |
| 1VBIMX 8,853,116.49 |
| 1PCSV10 24,943,288.75 |
| FORFEITURES 405,317.79 |
Investment model portfolios
We provide two types of investment model portfolios for PEGASYSTEMS INC. 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for PEGASYSTEMS INC. 401(K) PLAN