Investment options of PEERLESS TRANSPORT 401(K) PLAN
Total Available Funds: 22
| Investment Description |
|---|
| T. ROWE PRICE ALL-CAP OPPORT ADV MUTUAL FUNDS |
| AMERICAN FUNDS FUNDAMENTAL INV R3 MUTUAL FUNDS |
| EATON VANCE LARGE CAP VALUE A MUTUAL FUNDS |
| BARON SMALL CAP FUND MUTUAL FUNDS |
| LOOMIS SAYLES INVMT GRADE BOND A MUTUAL FUNDS |
| IVY MID CAP GROWTH Y MUTUAL FUNDS |
| VIRTUS ALLIANZGI MID-CAP GROWTH A MUTUAL FUNDS |
| AMERICAN FUNDS EUROPACIFIC GR R3 MUTUAL FUNDS |
| MFS MODERATE ALLOCATION A MUTUAL FUNDS |
| INVESCO INTERNATIONAL BOND A MUTUAL FUNDS |
| ISHARES S&P 500 INDEX INV A MUTUAL FUNDS |
| PGIM TOTAL RETURN BOND CL A MUTUAL FUNDS |
| MAINSTAY MACKAY UNCONSTRAINED BOND R2 MUTUAL FUNDS |
| INVESCO COMSTOCK A MUTUAL FUNDS |
| MFS CONSERVATIVE ALLOCATION A MUTUAL FUNDS |
| COLUMBIA GLOBAL TECHNOLOGY GROWTH A MUTUAL FUNDS |
| NUVEEN SMALL CAP VALUE FUND A MUTUAL FUNDS |
| COLUMBIA SELECT MID CAP VALUE A MUTUAL FUNDS |
| COHEN & STEERS REALTY SHARES FUND MUTUAL FUNDS |
| EATON VANCE ATLANTA CAPITAL SMID-AMP;CAP A MUTUAL FUNDS |
| MFS GROWTH ALLOCATION A MUTUAL FUNDS |
| THORNBURG SMALL/MI |
Investment model portfolios
We provide two types of investment model portfolios for PEERLESS TRANSPORT 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for PEERLESS TRANSPORT 401(K) PLAN