Investment options of PEAKSWARE HOLDINGS LLC 401(K) PLAN
Total Available Funds: 40
| Investment Description |
|---|
| ALLSPRING ALLSPRING GROWTH INSTITUTIONAL |
| AMERICAN FUNDS AMERICAN HI INC TR R6 |
| AMERICAN FUNDS AMERICAN FUNS EUROPACIFIC GR R6 |
| AMERICAN FUNDS FUNDAMENTAL INVESTORS R6 |
| AMG YACKTMAN I |
| ARTISAN GLOBAL VALUE INVESTOR |
| ARTISAN SMALL CAP INVESTOR |
| COLUMBIA SELIGMAN TECH & INFORMATION I2 |
| DELAWARE IVY MID CAP GROWTH R6 |
| DELAWARE IVY SCIENCE AND TECHNOLOGY R6 |
| DODGE & COX GLOBAL STOCK - I |
| FIDELITY SELECT BIOTECHNOLOGY |
| FIDELITY SELECT SOFTWARE & IT SERVICES |
| GOLDMAN SACHS GQG PTNRS INTL OPPS INSTL |
| JANUS HENDERSON MULTI SECTOR INCOME I |
| JANUS HENDERSON TRITON N |
| MFS CONSERVATIVE ALLOCATION R4 |
| NEUBERGER BERMAN GENESIS ADV |
| NEUBERGER BERMAN SUSTAINABLE EQUITY R6 |
| PARNASSUS EQUITY INCOME - INV |
| PIMCO INCOME INSTL |
| PRINCIPAL REAL ESTATE SECURITIES INST |
| T. ROWE PRICE GLOBAL TECHNOLOGY |
| T. ROWE PRICE GROWTH STOCK I |
| T. ROWE PRICE RETIREMENT 2025 FUND |
| T. ROWE PRICE RETIREMENT 2030 FUND |
| T. ROWE PRICE RETIREMENT 2035 FUND |
| T. ROWE PRICE RETIREMENT 2040 FUND |
| T. ROWE PRICE RETIREMENT 2045 FUND |
| T. ROWE PRICE RETIREMENT 2050 FUND |
| T. ROWE PRICE RETIREMENT 2055 FUND |
| T. ROWE PRICE RETIREMENT 2060 FUND |
| VANGUARD DIVIDEND GROWTH INV |
| VANGUARD EQUITY INCOME FUND |
| VANGUARD EXPLORER FUND |
| VANGUARD GROWTH INDEX ADM |
| VANGUARD HEALTH CARE ADM |
| VANGUARD LARGE CAP INDEX ADM |
| VANGUARD WELLESLEY INCOME FUND |
| WESTERN ASSET CORE PLUS BOND FUND I |
Investment model portfolios
We provide two types of investment model portfolios for PEAKSWARE HOLDINGS LLC 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for PEAKSWARE HOLDINGS LLC 401(K) PLAN