Investment options of PEAK TECHNICAL SERVICES, INC. 401(K) PLAN
Total Available Funds: 46
| Investment Description |
|---|
| Fidelity Investments Fidelity 500 Index Fund N/R |
| MFS Investment Management MFS Research International Fund N/R |
| Janus Henderson Balanced Fund – N/R |
| BlackRock Advantage Small Cap N/R |
| PIMCO Funds PIMCO Income Fund Insti Class N/R |
| PIMCO Funds PIMCO Realpath Blend 2040 N/R |
| PIMCO Funds PIMCO Realpath Blend 2025 N/R |
| PIMCO Funds PIMCO Realpath Blend 2035 N/R |
| PIMCO Funds PIMCO Realpath Blend 2030 N/R |
| PIMCO Funds PIMCO Realpath Blend 2045 N/R |
| T. Rowe Price Funds T. Rowe Price Diversified Mid Cap N/R |
| American Funds New World Fund N/R |
| iShares iShares Russell Mid-Cap Index N/R |
| PIMCO Funds PIMCO Realpath Blend 2055 N/R |
| PIMCO Funds PIMCO Realpath Blend 2060 N/R |
| Fidelity Investments Fidelity International Index N/R |
| Fidelity Investments Fidelity US Bond Index N/R |
| PIMCO Funds PIMCO Realpath Blend 2065 N/R |
| Fidelity Investments Fidelity Small Cap Index N/R |
| PIMCO Funds PIMCO Realpath Blend Income Instl N/R |
| PIMCO Funds PIMCO Realpath Blend 2050 N/R |
| EMPOWER RETIREMENT A FUNDS NEW WORLD R6 |
| EMPOWER RETIREMENT MFS RESEARCH INTL R6 |
| EMPOWER RETIREMENT BLACKROCK ADV SMALL CAP CORE K |
| EMPOWER RETIREMENT ISHARES RUSSEL MID CAP INDEX |
| EMPOWER RETIREMENT FIDELITY 500 INDEX |
| EMPOWER RETIREMENT JANUS HENDERSON BALANCED |
| EMPOWER RETIREMENT PIMCO INCOME |
| EMPOWER RETIREMENT FORFEITURES |
| EMPOWER RETIREMENT PIMCO BLEND INCOME |
| EMPOWER RETIREMENT PIMCO BLEND 2025 |
| EMPOWER RETIREMENT PIMCO BLEND 2030 |
| EMPOWER RETIREMENT PIMCO BLEND 2035 |
| EMPOWER RETIREMENT PIMCO BLEND 2040 |
| EMPOWER RETIREMENT PIMCO BLEND 2045 |
| EMPOWER RETIREMENT PIMCO BLEND 2050 |
| EMPOWER RETIREMENT PIMCO BLEND 2055 |
| EMPOWER RETIREMENT PIMCO BLEND 2060 |
| EMPOWER RETIREMENT PIMCO BLEND 2065 |
| EMPOWER RETIREMENT FIDELITY INTERNATIONAL |
| EMPOWER RETIREMENT FIDELITY SMALL CAP |
| EMPOWER RETIREMENT T. ROWE PRICE DIVERSIFIED |
| EMPOWER RETIREMENT MID CAP VALUE FUND II CL R1 |
| EMPOWER RETIREMENT LARGE CAP GROWTH FUND III |
| EMPOWER RETIREMENT LARGE CAP VALUE FUND CLASS R1 |
| EMPOWER RETIREMENT FIDELITY US BOND INDEX |
Investment model portfolios
We provide two types of investment model portfolios for PEAK TECHNICAL SERVICES, INC. 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for PEAK TECHNICAL SERVICES, INC. 401(K) PLAN