Investment options of PDT 401(K) PLAN
Total Available Funds: 37
| Investment Description |
|---|
| Vanguard Energy Adm ** 7 ,157 |
| Vanguard 500 Index Adm ** 3 5,134 |
| Vanguard Value Index Adm ** 1 3,856 |
| Vanguard Growth Index Adm ** 1 8,359 |
| Vanguard Mid Cap Index Adm ** 1 ,031 |
| Vanguard Small-Cap Index Adm ** 1 ,583 |
| Vanguard Wellington Admiral ** 9 ,293 |
| PIMCO Intl Bond (USDHedged) I ** 5 0,933 |
| Vanguard Health Care Index Adm ** 3 ,037 |
| Vanguard Long-Term Treasury Adm ** 2 9,642 |
| Vanguard Mid-Cap Value Index Adm ** 6 ,450 |
| Vanguard Long-Term Bond Index Adm ** 9 ,547 |
| Vanguard Mid-Cap Growth Index Adm ** 6 ,308 |
| Vanguard Global Capital Cycles Inv ** 5 ,370 |
| Vanguard Short-Term Bond Index Adm ** 4 8,263 |
| Vanguard Small-Cap Value Index Adm ** 4 ,961 |
| Vanguard Interm-Term Bond Index Adm ** 4 9,529 |
| Vanguard International Explorer Inv ** 7 ,663 |
| Vanguard Small-Cap Growth Index Adm ** 5 ,972 |
| Vanguard Emerging Mkts Stock Idx Adm ** 3 |
| Vanguard Inflation-Protected Sec Adm ** 3 |
| Vanguard Target Retirement 2020 Fund ** 2 ,760 |
| Vanguard Target Retirement 2025 Fund ** 1 |
| Vanguard Target Retirement 2030 Fund ** 8 |
| Vanguard Target Retirement 2035 Fund ** 1 |
| Vanguard Target Retirement 2040 Fund ** 9 |
| Vanguard Target Retirement 2045 Fund ** 3 |
| Vanguard Target Retirement 2050 Fund ** 2 |
| Vanguard Target Retirement 2055 Fund ** 1 |
| Vanguard Target Retirement 2060 Fund ** 6 |
| Vanguard Target Retirement 2065 Fund ** 5 0,246 |
| Vanguard Target Retirement 2070 Fund ** 2 41 |
| Vanguard Target Retirement Income Fund ** 1 1,156 |
| (Form 5500) |
| (6) Net investment gain (loss) from common/collective trusts …………………… 2b |
| Vanguard |
| Participant's Loan Account |
Investment model portfolios
We provide two types of investment model portfolios for PDT 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for PDT 401(K) PLAN