Investment options of PDS KO 401(K) PLAN
Total Available Funds: 39
| Investment Description |
|---|
| American Funds American Balanced Fund R6 Pooled Separate Account |
| American Funds New World Fund R6 Pooled Separate Account |
| American Funds International Growth and Income Fund R6 Pooled Separate Account |
| JPMorgan Large Cap Growth Fund R6 Pooled Separate Account |
| MFS Value Fund R6 Pooled Separate Account |
| Vanguard 500 Index Fund Admiral Pooled Separate Account |
| Vanguard Developed Markets Index Fund Admiral Pooled Separate Account |
| Vanguard Small Cap Value Index Admiral Pooled Separate Account |
| Vanguard Mid Cap Index Admiral Pooled Separate Account |
| Vanguard Inflation-Protected Securities Fund Admiral Pooled Separate Account |
| Baird Aggregate Bond Pooled Separate Account |
| Baird Core Plus Bond Pooled Separate Account |
| Baird Ultra Short Bond Pooled Separate Account |
| Franklin Small Cap Growth Fund R6 Pooled Separate Account |
| Lincoln YourPath Passive 2010 Moderate Pooled Separate Account |
| Lincoln YourPath Passive 2015 Moderate Pooled Separate Account |
| Lincoln YourPath Passive 2020 Moderate Pooled Separate Account |
| Lincoln YourPath Passive 2025 Moderate Pooled Separate Account |
| Lincoln YourPath Passive 2030 Moderate Pooled Separate Account |
| Lincoln YourPath Passive 2035 Moderate Pooled Separate Account |
| Lincoln YourPath Passive 2040 Moderate Pooled Separate Account |
| Lincoln YourPath Passive 2045 Moderate Pooled Separate Account |
| Lincoln YourPath Passive 2050 Moderate Pooled Separate Account |
| Lincoln YourPath Passive 2055 Moderate Pooled Separate Account |
| Lincoln YourPath Passive 2060 Moderate Pooled Separate Account |
| Lincoln YourPath Passive 2065 Moderate Pooled Separate Account |
| Lincoln YourPath Passive 2025 Conservative Pooled Separate Account |
| Lincoln YourPath Passive 2030 Conservative Pooled Separate Account |
| Lincoln YourPath Passive 2015 Aggressive Pooled Separate Account |
| Lincoln YourPath Passive 2020 Aggressive Pooled Separate Account |
| Lincoln YourPath Passive 2025 Aggressive Pooled Separate Account |
| Lincoln YourPath Passive 2030 Aggressive Pooled Separate Account |
| Lincoln YourPath Passive 2035 Aggressive Pooled Separate Account |
| Lincoln YourPath Passive 2040 Aggressive Pooled Separate Account |
| Lincoln YourPath Passive 2045 Aggressive Pooled Separate Account |
| Lincoln YourPath Passive 2050 Aggressive Pooled Separate Account |
| Lincoln YourPath Passive 2055 Aggressive Pooled Separate Account |
| Lincoln YourPath Passive 2060 Aggressive Pooled Separate Account |
| Lincoln YourPath Passive Retirement Income Moderate Pooled Separate Account |
Investment model portfolios
We provide two types of investment model portfolios for PDS KO 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for PDS KO 401(K) PLAN