Investment options of PBS 401(K) PLAN
Total Available Funds: 36
| Investment Description |
|---|
| Large Cap Growth / Jennison Fund Pooled separate accounts |
| Core Plus Bond/PGIM Fund Pooled separate accounts |
| Capital Group Europacific Growth SA Pooled separate accounts |
| Mid Cap Value / Robeco Boston Partners Pooled separate accounts |
| Empower Securefoundation Bal Inst Pooled separate accounts |
| EI Fixed Account Series Class III Fixed annuities |
| 1BLV9IZ 4,500.94 |
| 1FIB15T 822.99 |
| 1FIB20T 841,112.85 |
| 1FIB25T 977,002.36 |
| 1FIB30T 3,970,098.24 |
| 1FIB35T 625,061.66 |
| 1FIB40T 4,703,896.28 |
| 1FIB45T 1,138,623.55 |
| 1FIB50T 924,491.92 |
| 1FIB55T 742,347.24 |
| 1FIB60T 770,471.86 |
| 1FIB65T 205,298.06 |
| 1FIBINT 74,770.66 |
| 1H0028A 528,213.84 |
| 1VTSNX 1,046,922.35 |
| 1FREGX 173,692.54 |
| 1TQAIX 609,482.26 |
| 1VSCIX 332,970.13 |
| 1VSCV75 358,536.62 |
| 1PMEGX 308,878.60 |
| 1H0121A 413,616.08 |
| 1VMCIX 598,391.98 |
| 1RWMGX 951,731.85 |
| 1H0109A 659,245.17 |
| 1VFTNX 112,082.45 |
| 1VIIIX 2,684,064.49 |
| 1RLBGX 198,510.39 |
| 1H0089A 672,157.60 |
| 1VBTIX 1,571,077.60 |
| 1GWAQ25 1.950 143,486.17 |
Investment model portfolios
We provide two types of investment model portfolios for PBS 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for PBS 401(K) PLAN