Investment options of PAX8 401(K) PLAN
Total Available Funds: 70
| Investment Description |
|---|
| Voya Voya Index Solution 2055 Portfolio Z |
| Voya Voya Index Solution 2060 Portfolio Z |
| Voya Voya Index Solution 2050 Portfolio Z |
| Voya Voya Index Solution 2045 Portfolio Z |
| Voya Vanguard 500 Index Fund Adm |
| Voya Voya Index Solution 2040 Portfolio Z |
| Voya AB Large Cap Growth Fund Z |
| Voya Voya Index Solution 2035 Portfolio Z |
| Voya Voya Index Solution 2025 Portfolio Z |
| Voya Voya Index Solution 2030 Portfolio Z |
| Voya Voya Index Solution 2065 Portfolio Z |
| Voya Vanguard Balanced Index Fund Adm |
| Voya American Funds New Perspective R6 |
| Voya Vanguard Mid-Cap Index Fund Adm |
| Voya Voya T. Rowe Price Diversified Mid Cap Growth Portfolio R6 |
| Voya Fidelity Advisor Tech Fund Z |
| Voya Invesco Small Cap Equity Fund R6 |
| Voya Invesco Small Cap Value Fund R6 |
| Voya PGIM High Yield Fund R6 |
| Voya DFA Intl Core Equity Port Inst |
| Voya Voya T. Rowe Price Capital Appreciation Portfolio R6 |
| Voya Victory Short-Term Bond Fund Inst |
| Voya MFS Value Fund R6 |
| Voya JPMorgan US Val Fund R6 |
| Voya Vanguard International Growth Fund Adm |
| Voya PIMCO Income Fund – Institutional Class |
| Voya T. Rowe Price Dividend Growth Fund – Class I |
| Voya Voya Index Solution Income Portfolio Z |
| Voya Putnam Small Cap Growth Fund R6 |
| Voya DFA Inflation – Protected Securities Portfolio – Institutional Class |
| Voya American Funds New World R6 |
| Voya Vanguard International High Dividend Yield Index Fund Adm |
| Voya Columbia Sel Mid Cap Value I3 |
| Voya PIMCO GNMA and Gov Securities Ins |
| Voya Dodge & Cox Global Bond Fund X |
| Voya Janus Henderson Global Equity Income Fund – Class N |
| Voya Voya Gov Money Mkt Fund A (Hold Acct) |
| Voya Voya Fixed Account |
| Participants 9.50 percent – |
| Voya AB Large Cap Grw Fnd Z |
| Voya American Funds Nw Prspctv R6 |
| Voya DFA Infl-Prot Sec Port Ins |
| Voya DFA Intl Core Eq 2-Inst |
| Voya Invesco Small Cap Eqty Fnd R6 |
| Voya Invesco Small Cap Value Fd R6 |
| Voya JPMorgan US Val Fd R6 |
| Voya Janus Hndr Glbl Eqty Inc Fnd N |
| Voya PIMCO GNMA Fund Ins |
| Voya PIMCO Income Fund Ins |
| Voya Putnam Small Cap Growth Fnd R6 |
| Voya TRwPr Dividend Growth Fund I |
| Voya VY TRwPr Cap Apprec Port R6 |
| Voya VY TRwPr Divr MdCp Gr Pt R6 |
| Voya Vangrd 500 Index Fund Adm |
| Voya Vangrd Balanced Index Fnd Adm |
| Voya Vangrd Int Hg Dv Yld Id Fd Adm |
| Voya Vangrd Intl Grw Fnd Adm |
| Voya Vangrd Mid-Cap Index Fund Adm |
| Voya Victory Short-Term Bond Ins |
| Voya Voya Gv Mny Mkt F A |
| Voya Voya Index Solution 2025 P Z |
| Voya Voya Index Solution 2030 P Z |
| Voya Voya Index Solution 2035 P Z |
| Voya Voya Index Solution 2040 P Z |
| Voya Voya Index Solution 2045 P Z |
| Voya Voya Index Solution 2050 P Z |
| Voya Voya Index Solution 2055 P Z |
| Voya Voya Index Solution 2060 P Z |
| Voya Voya Index Solution 2065 P Z |
| Voya Voya Index Solution Inc P Z |
Investment model portfolios
We provide two types of investment model portfolios for PAX8 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for PAX8 401(K) PLAN