Investment options of PARTNER ENGINEERING AND SCIENCE 401(K) PLAN
Total Available Funds: 57
| Investment Description |
|---|
| State Street Global Advisors State Street S&P 500 Index NL Fund N/R |
| Vanguard Target Retirement 2040 Inv N/R |
| Vanguard Target Retirement 2050 Inv N/R |
| Vanguard Target Retirement 2045 Inv N/R |
| Vanguard Target Retirement 2035 Inv N/R |
| Vanguard Target Retirement 2055 Inv N/R |
| Vanguard Target Retirement 2030 Inv N/R |
| Vanguard Target Retirement 2025 Inv N/R |
| Vanguard Target Retirement 2060 Inv N/R |
| American Funds Growth Fund of Amer N/R |
| Janus Henderson Global Tech and N/R |
| BlackRock Equity Dividend Inv A N/R |
| Vanguard Target Retirement 2020 Inv N/R |
| Vanguard Mid Cap Index Adm N/R |
| JP Morgan JPMorgan Mid Cap Growth R6 N/R |
| Vanguard Small Cap Index Adm N/R |
| American Funds New Perspective R3 N/R |
| American Century Mid Cap Value A N/R |
| American Funds EuroPacific Gr R4 N/R |
| Vanguard Target Retirement 2065 Inv N/R |
| Transamerica High Yield Bond RB N/R |
| Vanguard Small Cap Value Index N/R |
| DFA Emerging Markets I N/R |
| Janus Henderson Triton T N/R |
| JP Morgan JPMorgan Government Bond I N/R |
| BlackRock Global Allocation Insti N/R |
| BlackRock International Index K N/R |
| Vanguard Target Retirement Income Inv N/R |
| American Century Infl Adj Bond A N/R |
| Allspring Allspring Precious Metals A N/R |
| Vanguard LifeStrategy Growth Inv N/R |
| Vanguard LifeStrategy Cnsrv Gr Inv N/R |
| Brandywine GLOBAL BrandywineGLOBAL Global Opps Bond N/R |
| Vanguard LifeStrategy Moderate Gr Inv N/R |
| Vanguard European Stock Index Adm N/R |
| Vanguard LifeStrategy Income Inv N/R |
| Vanguard Target Retirement 2070 Inv N/R |
| Transamerica Life Ins. Co. Transamerica Stbl Val Adv Op |
| American Century Mid Cap Val A |
| American Funds EuroPacific Gr R4 |
| American Funds American Fds Gr Fd of America R3 |
| American Funds New Perspective R3 |
| Blackrock Eq Dividend Inv A |
| Janus Janus Henderson Glbl Tech I |
| JPMorgan Mid Cap Gr R6 |
| Vanguard European Stock Index Adm |
| Vanguard LifeStrategy Inc Fund |
| Vanguard Mid Cap Index Adm |
| Vanguard Small Cap Index Adm |
| Vanguard Target Retment 2020 Fund |
| Vanguard Target Retment 2025 Fund |
| Vanguard Target Retment 2030 Fund |
| Vanguard Target Retment 2035 Fund |
| Vanguard Target Retment 2055 Fund |
| Vanguard Target Retment 2060 Fund |
| Vanguard Target Retrmnt 2070 Inv |
| State Street S&P 500 Index NL Fund |
Investment model portfolios
We provide two types of investment model portfolios for PARTNER ENGINEERING AND SCIENCE 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for PARTNER ENGINEERING AND SCIENCE 401(K) PLAN