Investment options of PARRISH SECURITY SERVICES 401(K) PLAN
Total Available Funds: 66
| Investment Option List |
|---|
| Hartford Dividend & Growth R6 (HDGYX) |
| Janus Henderson Balanced N (PFJHX) |
| iShares MSCI EAFE Intl Idx K (BTMGX) |
| Delaware Funds Macquarie Emerging Markets Fund R6 (ELMAX) |
| Vanguard Small Cap Index Admr (VISVX) |
| Vanguard Information Technology Index Fund Adm (VITAX) |
| New York Life MainStay MacKay High Yield Corporate Bond Fund (MHHSX) |
| American Century Small Cap Growth Fund R6 (ANOHX) |
| Pimco RAE US Small Instl (PCFIX) |
| Fidelity Adv Equity Growth (EQPGX) |
| Fidelity Mid Cap Index (FIIMX) |
| Fidelity 500 Index (FUSEX) |
| American Funds Bond Fund of America R6 (FBOFX) |
| American Funds Inflation Linked Bond Fund R6 (BFICX) |
| American Funds 2010 Trgt Date Retire R6 (FATSX) |
| American Funds 2015 Trgt Date Retire R6 (FATSX) |
| American Funds 2020 Trgt Date Retire R6 (FATSX) |
| American Funds 2025 Trgt Date Retire R6 (FATSX) |
| American Funds 2030 Trgt Date Retire R6 (FATSX) |
| American Funds 2035 Trgt Date Retire R6 (FATSX) |
| American Funds 2040 Trgt Date Retire R6 (FATSX) |
| American Funds 2045 Trgt Date Retire R6 (FATSX) |
| American Funds 2050 Trgt Date Retire R6 (FATSX) |
| American Funds 2055 Trgt Date Retire R6 (FATSX) |
| American Funds 2060 Trgt Date Retire R6 (FATSX) |
| American Funds 2065 Trgt Date Retire R6 (FATSX) |
| JPMorgan Growth Advantage Fund R6 (JGASX) |
| JPMorgan Mid Cap Growth R6 (HLGEX) |
| Columbia Funds Select Mid Cap Value I3 (MMNHX) |
| T. Rowe Price Global Stock Fund I (PRGSX) |
| Schwab Fundamental U.S. Large Company (SFENX) |
| Invesco Stable Asset |
| maturing through February 2029 |
| (Form 5500) |
| (6) Net investment gain (loss) from common/collective trusts …………………… 2b |
| AMERFUNDS 2030 TARG DATERET R6 |
| AMF INFL LINKED BOND R6 |
| JPM GROWTH ADVANTAGE FUND – R6 |
| AMERFUNDS 2040 TARG DATERET R6 |
| VANGUARD INFO TECH IDX ADMIRAL |
| AMERFUNDS 2020 TARG DATERET R6 |
| FID ADV EQUITY GROWTH – Z |
| AMERFUNDS 2065 TARG DATERET R6 |
| AMERFUNDS 2025 TARG DATERET R6 |
| MACQUARIE EMERGING MARKETS R (VEIEX) |
| PIMCO RAE US SM INSTL (PFCIX) |
| JANUS HENDERSON BALANCED – N (PFJHX) |
| AMERFUNDS 2060 TARG DATERET R6 |
| COL SEL MID CAP VALUE I3 (HLDEX) |
| AMERFUNDS 2045 TARG DATERET R6 (2045) |
| AMF BOND FUND OF AMERICA R6 |
| FID MID CAP INDEX |
| AMERFUNDS 2050 TARG DATERET R6 |
| FID 500 IND |
| AMC SMALL CAP GROWTH – R6 (SGRIX) |
| AMERFUNDS 2015 TARG DATERET R6 |
| AMERFUNDS 2035 TARG DATERET R6 |
| ISHARES MSCI EAFE INTL INDEX K (BTMGX) |
| AMERFUNDS 2010 TARG DATERET R6 (2010) |
| VANGUARD SMALL CAP INDEX ADMRL (VISVX) |
| T ROWE PRICE GLOBAL STOCK I (PRGSX) |
| AMERICAN FUNDS 2055 TARGET R6 (FAJTX) |
| NYLI MACKAY HY CORP BOND R6 (MSYEX) |
| SCHWAB FMTL US LG CO INDEX |
| COHEN & STEERS REAL EST SEC Z (CSDIX) |
| INVESCO STABLE ASSET – ADPZ |
Investment model portfolios
We provide two types of investment model portfolios for PARRISH SECURITY SERVICES 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for PARRISH SECURITY SERVICES 401(K) PLAN