Investment options of PARAMETRIC SOLUTIONS INC. 401(K) PROFIT SHARING PLAN AND TRUST
Total Available Funds: 40
| Investment Description |
|---|
| AF TRGT DATE 2030 R6 Registered Investment Company |
| FID GROWTH DISC Registered Investment Company |
| FID MULTI ASSET IDX Registered Investment Company |
| FID 500 INDEX Registered Investment Company |
| AF TRGT DATE 2060 R6 Registered Investment Company |
| AF TRGT DATE 2040 R6 Registered Investment Company |
| AF TRGT DATE 2035 R6 Registered Investment Company |
| AF TRGT DATE 2025 R6 Registered Investment Company |
| AF TRGT DATE 2045 R6 Registered Investment Company |
| AF TRGT DATE 2055 R6 Registered Investment Company |
| INVS EQUITY & INC R6 Registered Investment Company |
| FID SEL SOFTWARE Registered Investment Company |
| FID SEL MED TECH&DV Registered Investment Company |
| COL SM CAP INDEX I2 Registered Investment Company |
| AF TRGT DATE 2050 R6 Registered Investment Company |
| INVS EQLWT S&P500 R6 Registered Investment Company |
| HTFD BALANCED INC Y Registered Investment Company |
| AF NEW WORLD R6 Registered Investment Company |
| FID MID CAP IDX Registered Investment Company |
| CRLN E MID CAP GR R6 Registered Investment Company |
| PIMCO INCOME INST Registered Investment Company |
| TRP GLOBAL STOCK Registered Investment Company |
| INVS CORE PLUS BD R6 Registered Investment Company |
| PIM RAE PLUS SM I Registered Investment Company |
| AF TRGT DATE 2020 R6 Registered Investment Company |
| VANG UTIL IDX ADM Registered Investment Company |
| COL SEL LG CP VAL I2 Registered Investment Company |
| CRLN S MID CAP I Registered Investment Company |
| VANGUARD ENERGY ADM Registered Investment Company |
| TRP QM US SM-CP GR Registered Investment Company |
| AQR LGCPDEF STYLE R6 Registered Investment Company |
| AB BOND INFLATION AD Registered Investment Company |
| VANG FINL INDEX ADM Registered Investment Company |
| LS GLOBAL ALLOC Y Registered Investment Company |
| GS INTL EQ INS R6 Registered Investment Company |
| MM HIGH YIELD I Registered Investment Company |
| PIM INTL BD US$H I Registered Investment Company |
| VRTS NFJ MC VAL IS Registered Investment Company |
| AF TRGT DATE 2010 R6 Registered Investment Company |
| FID SEL CHEMICALS Registered Investment Company |
Investment model portfolios
We provide two types of investment model portfolios for PARAMETRIC SOLUTIONS INC. 401(K) PROFIT SHARING PLAN AND TRUST participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for PARAMETRIC SOLUTIONS INC. 401(K) PROFIT SHARING PLAN AND TRUST