Investment options of PAAMCO PRISMA 401K PLAN
Total Available Funds: 42
| Investment Option List |
|---|
| Driehaus Emerging Markets Growth Fund (DREGX) |
| Credit Suisse Floating Rate High Income Fund (CSHIX) |
| Hotchkis & Wiley High Yield I Fund (HWHAX) |
| Virtus Newfleet Multi-Sector Short Term Bond Fund (PIMSX) |
| JP Morgan US Value Fund (MPMIX) |
| Columbia Contrarian Core Fund (SMGIX) |
| PIMCO Real Return Fund (PRLPX) |
| Baron Asset Asset Fund (IBAIX) |
| Virtus Merger Fund |
| Fidelity Investments Investment Grade Bond Fund (FBNDX) |
| Fidelity Investments Select Gold Portfolio Fund (FGDAX) |
| Fidelity Investments Select Energy Portfolio Fund (FSENX) |
| Fidelity Investments Small Cap Discovery Fund (FSCRX) |
| Fidelity Investments Small Cap Growth Fund (FCIGX) |
| Fidelity Investments Small Cap Value Fund (FCPVX) |
| Fidelity Investments Diversified International Fund (FDIVX) |
| Fidelity Investments Dividend Growth K Fund (FDGFX) |
| Fidelity Investments Growth Company Fund (FDGFX) |
| Fidelity Investments Low-Priced Stock Fund (FLPSX) |
| Fidelity Investments Mid-Cap Stock Fund (FMCSX) |
| Fidelity Investments OTC Portfolio Fund (FOCPX) |
| Fidelity Investments Puritan Fund (FPURX) |
| Fidelity Investments Value Fund (FDVLX) |
| Fidelity Investments International (FDIVX) |
| Fidelity Investments Extended Market Index Fund (FSEMX) |
| Fidelity Investments Inflation Protected Bond Index Fund (FINPX) |
| Fidelity Investments Blue Chip Growth Fund (FBGRX) |
| Fidelity Investments Contra Fund |
| Fidelity Investments Freedom 2010 Fund (FFFCX) |
| Fidelity Investments Freedom 2020 Fund (FFFDX) |
| Fidelity Investments Freedom 2025 Fund (FFTWX) |
| Fidelity Investments Freedom 2030 Fund (FFFEX) |
| Fidelity Investments Freedom 2035 Fund (FFTHX) |
| Fidelity Investments Freedom 2040 Fund (FFFFX) |
| Fidelity Investments Freedom 2045 Fund (FFFGX) |
| Fidelity Investments Freedom 2050 Fund (FFFHX) |
| Fidelity Investments Freedom 2055 Fund (FDEWX) |
| Fidelity Investments Freedom 2060 Fund (FDKNX) |
| Fidelity Investments Freedom 2065 Fund (FAXDX) |
| Fidelity Investments Freedom Income Fund (FFFAX) |
| Fidelity Investments Strategic Income Fund (PSFYX) |
| Notes receivable from participant Interest rate at 4.75% – |
Investment model portfolios
We provide two types of investment model portfolios for PAAMCO PRISMA 401K PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for PAAMCO PRISMA 401K PLAN