Investment options of OXFORD INSTRUMENTS 401(K) PLAN
Total Available Funds: 34
| Investment Description |
|---|
| Blackrock Technology Opportunities K " |
| Calvert Balanced Fund I " |
| Calvert Growth Allocation Fund I " |
| Calvert Moderate Allocation Fund I " |
| DFA US Targeted Value Index R6 " |
| Fidelity 500 Index Fund " |
| Fidelity International Index Fund " |
| Fidelity Mid Cap Index Fund " |
| Fidelity Small Cap Index Fund " |
| Fidelity US Bond Index Fund " |
| JPMorgan Mid Cap Growth R6 " |
| JPMorgan US Equity R6 " |
| MassMutual Core Bond I " |
| MassMutual Overseas I " |
| MassMutual Select TRP Retirement 2005 I " |
| MassMutual Select TRP Retirement 2010 I " |
| MassMutual Select TRP Retirement 2015 I " |
| MassMutual Select TRP Retirement 2020 I " |
| MassMutual Select TRP Retirement 2025 I " |
| MassMutual Select TRP Retirement 2030 I " |
| MassMutual Select TRP Retirement 2035 I " |
| MassMutual Select TRP Retirement 2040 I " |
| MassMutual Select TRP Retirement 2045 I " |
| MassMutual Select TRP Retirement 2050 I " |
| MassMutual Select TRP Retirement 2055 I " |
| MassMutual Select TRP Retirement 2060 I " |
| MassMutual Select TRP Retirement Balanced I " |
| MassMutual Small Cap Opportunities I " |
| PIMCO Income Instl " |
| Vanguard Small Cap Growth Index Admiral " |
| Calvert Conservative Allocation Fund I " |
| Large Cap Value Fund Class R1 " |
| Mid Cap Value Fund II CL R1 " |
| SAGIC Diversified Bond II Guaranteed interest account |
Investment model portfolios
We provide two types of investment model portfolios for OXFORD INSTRUMENTS 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for OXFORD INSTRUMENTS 401(K) PLAN