Investment options of OWL SERVICES 401(K) PLAN
Total Available Funds: 29
| Investment Description |
|---|
| American Beacon Small Cap Value R6 |
| JPMorgan Large Cap Growth |
| Fiam Core Plus Comingled Pool |
| GR Gray Europacific Growth CT |
| MassMutual Small Cap Growth |
| MetLife GAC Series 25053 CL |
| MFS Large Cap Value CIT Class CT |
| MFS Mid Cap Growth Fund CT |
| MFS Mid Cap Value Fund CT |
| NT CIT ACWI EX-US IMI DC NL T4 |
| NT CIT Aggregate Bond Index NL T4 |
| NT CIT Extended Market Index DC NL T4 |
| NT CIT S&P 500 Index DC NL T4 |
| T Rowe Price Retirement Hybrid 2005 TR T14 |
| T Rowe Price Retirement Hybrid 2010 TR T14 |
| T Rowe Price Retirement Hybrid 2015 TR T14 |
| T Rowe Price Retirement Hybrid 2020 TR T14 |
| T Rowe Price Retirement Hybrid 2025 TR T14 |
| T Rowe Price Retirement Hybrid 2030 TR T14 |
| T Rowe Price Retirement Hybrid 2035 TR T14 |
| T Rowe Price Retirement Hybrid 2040 TR T14 |
| T Rowe Price Retirement Hybrid 2045 TR T14 |
| T Rowe Price Retirement Hybrid 2050 TR T14 |
| T Rowe Price Retirement Hybrid 2055 TR T14 |
| T Rowe Price Retirement Hybrid 2060 TR T14 |
| T Rowe Price Retirement Hybrid 2065 TR T14 |
| Rates from 3.25% to 9.5% – |
| AMERICAN BEACON SMCAP VA R6 Registered Investment Company |
| JPMORGAN LARGE CAP GROWTH R6 Registered Investment Company |
Investment model portfolios
We provide two types of investment model portfolios for OWL SERVICES 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for OWL SERVICES 401(K) PLAN