Investment options of OTO DEVELOPMENT 401K PLAN
Total Available Funds: 40
| Investment Description |
|---|
| AMERICAN CENTRUY GROWTH R6 OTHER INVESTMENTS |
| DFA US TARGETED VALUE PORTFOLIO OTHER INVESTMENTS |
| DFA INTERNATIONAL VALUE PORTFOLIO OTHER INVESTMENTS |
| DODGE & COX INCOME FUND OTHER INVESTMENTS |
| FIDELITY MID CAP INDEX FUND OTHER INVESTMENTS |
| FIDELITY INTL INDEX FUND OTHER INVESTMENTS |
| FIDELITY SMALL CAP INDEX FUND OTHER INVESTMENTS |
| Macquarie Mid Cap Growth R6 OTHER INVESTMENTS |
| JOHN HANCOCK FUNDS III INTL GROWTH FUND CLASS R6 OTHER INVESTMENTS |
| MFS MID CAP VALUE FUND CLASS R6 OTHER INVESTMENTS |
| (CL) INVESCO DISCOVERY R6 OTHER INVESTMENTS |
| PIMCO INTL BOND (USDHEDGED) I OTHER INVESTMENTS |
| AMERICAN FDS INCOME SRS – US GOV SECURITIES FD CL R-6 OTHER INVESTMENTS |
| AMERICAN BALANCED FUND, CL R-6 SHS OTHER INVESTMENTS |
| T. ROWE PRICE RETIREMENT 2005 I OTHER INVESTMENTS |
| RETIREMENT 2020 FUND – I CLASS OTHER INVESTMENTS |
| RETIREMENT I 2025 FUND – I CLASS OTHER INVESTMENTS |
| RETIREMENT I 2030 FUND – I CLASS OTHER INVESTMENTS |
| RETIREMENT I 2035 FUND – I CLASS OTHER INVESTMENTS |
| RETIREMENT I 2040 FUND – I CLASS OTHER INVESTMENTS |
| RETIREMENT I 2045 FUND – I CLASS OTHER INVESTMENTS |
| RETIREMENT I 2050 FUND – I CLASS OTHER INVESTMENTS |
| RETIREMENT I 2055 FUND – I CLASS OTHER INVESTMENTS |
| RETIREMENT I 2060 FUND – I CLASS OTHER INVESTMENTS |
| T. ROWE PRICE RETIREMENT I 2010 OTHER INVESTMENTS |
| T. ROWE PRICE RETIREMENT I 2015 OTHER INVESTMENTS |
| VANGUARD EQUITY INCOME FUND ADMIRAL SHARES OTHER INVESTMENTS |
| VANGUARD 500 INDEX FD ADMIRAL SHS OTHER INVESTMENTS |
| (Form 5500) |
| (6) Net investment gain (loss) from common/collective trusts …………………… 2b |
| American Funds |
| Dodge & Cox |
| Fidelity |
| John Hancock |
| Morley Stable |
| Vanguard |
| Macquarie |
| American Century |
| T. Rowe Price |
| Ascensus Trust Company |
Investment model portfolios
We provide two types of investment model portfolios for OTO DEVELOPMENT 401K PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for OTO DEVELOPMENT 401K PLAN