Osterman and Company Inc 401k Profit Sharing
Investment Model Portfolios

This plan is created based on a user's request.

Investment options of Osterman and Company Inc 401k Profit Sharing

Total Available Funds: 49
Asset Class Ticker Description
US EQUITY
LARGE VALUE TWEAX American Century Equity Income A
LARGE BLEND ITHSX Hartford Capital Appreciation R4
LARGE VALUE CVFCX Pioneer Cullen Value A
Mid-Cap Growth LACAX Columbia Acorn A
MID-CAP BLEND FLSAX Fidelity Advisor Leveraged Co Stk A
Mid-Cap Growth FIIAX Fidelity Advisor Mid Cap II A
MID-CAP BLEND GTAVX Invesco Mid Cap Core Equity I
SMALL VALUE HRTVX Heartland Value
Small Growth FRMPX First American Small Cap Growth Opp A
INTERNATIONAL EQUITY
Foreign Large Growth CIGRX Calamos International Growth A
Foreign Large Blend BREAX BlackRock International Opp A
Foreign Large Blend THVRX THORNBURG INT VAL R4
PACIFIC/ASIA EX-JAPAN STK TCWAX Templeton China World A
Others
World Allocation MDLOX BlackRock Global Allocation A
Health FBTAX Fidelity Advisor Biotechnology A
Communications FDMAX Fidelity Advisor Communications Equip A
Consumer Discretionary FCNAX FA CONSUMER DISC A
Equity Energy FANAX Fidelity Advisor Energy A
Financial FAFDX Fidelity Advisor Financial Services A
Health FACDX Fidelity Advisor Health Care A
Industrials FCLAX Fidelity Advisor Industrials A
Technology FADTX Fidelity Advisor Technology A
Utilities FUGAX Fidelity Advisor Utilities A
EQUITY PRECIOUS METALS OPGSX Oppenheimer Gold & Special Minerals A
Long-Short JMNAX JPMorgan Market Neutral A
Equity Energy SSGRX BlackRock Energy & Resources Inv A
Natural Resources MDGRX BlackRock Natural Resources A
Consumer Staples FDAGX Fidelity Advisor Consumer Staples A
Natural Resources FMFAX Fidelity Advisor Materials A
Communications FTUAX Fidelity Advisor Telecommunications A
Target Date 2011-2015 FFVAX Fidelity Advisor Freedom 2015 A
Target Date 2016-2020 FDAFX Fidelity Advisor Freedom 2020 A
Target Date 2021-2025 FATWX Fidelity Advisor Freedom 2025 A
Target Date 2026-2030 FAFEX Fidelity Advisor Freedom 2030 A
Target Date 2031-2035 FATHX Fidelity Advisor Freedom 2035 A
Target Date 2036-2040 FAFFX Fidelity Advisor Freedom 2040 A
Target Date 2041-2045 FFFZX Fidelity Advisor Freedom 2045 A
Target Date 2050+ FFFLX Fidelity Advisor Freedom 2050 A
Retirement Income FAFAX Fidelity Advisor Freedom Inc A
Moderate Allocation JABRX Janus Balanced S
ROOT CASH Blended Stable Value
Emerging Market
DIVERSIFIED EMERGING MKTS GTDDX AIM Developing Markets A
Latin America Stock MDLTX BlackRock Latin America Inv A
REAL ESTATE
REAL ESTATE FHEAX Fidelity Advisor Real Estate A
FIXED INCOME
Multisector Bond FSTAX Fidelity Advisor Strategic Income A
High Yield Bond OHYAX JPMorgan High Yield Fund A
Intermediate-Term Bond PTTAX PIMCO Total Return A
WORLD BOND OIBAX Oppenheimer International Bond A
Multisector Bond PSRAX Pioneer Strategic Income A

Investment model portfolios

We provide two types of investment model portfolios for Osterman and Company Inc 401k Profit Sharing participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Example model portfolios

The following provides historical returns for example model portfolios with a moderate risk profile (at most 60% in stocks) and their comparison with benchmark index funds. You can customize these portfolios according to your own risk profile.

Strategic Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Strategic Asset Allocation (SAA) strategy.

The return data shown below all delayed by 3 months. Their latest dates are all the same: 03/31/2022.
AR inception is since 12/31/2000.
Name YTD Return 1Yr AR 3Yr AR 5Yr AR 10Yr AR 15Yr AR 20Yr AR Inception
Osterman and Company Inc 401k Profit Sharing Strategic Asset Allocation - Optimal Moderate NA 0.60% 6.48% 3.33% 4.03% 4.43% 7.62% 7.83%
VFINX (VANGUARD 500 INDEX FUND INVESTOR SHARES) NA 15.46% 18.47% 15.92% 14.43% 10.14% 9.15% 8.18%
VSMGX (VANGUARD LIFESTRATEGY MODERATE GROWTH FUND INVESTOR SHARES) NA 1.88% 8.81% 7.74% 6.99% 5.54% 6.21% 5.75%

Tactical Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Tactical Asset Allocation (TAA) strategy.

The return data shown below all delayed by 3 months. Their latest dates are all the same: 10/31/2024.
AR inception is since 12/31/2000.
Name YTD Return 1Yr AR 3Yr AR 5Yr AR 10Yr AR 15Yr AR 20Yr AR Inception
Osterman and Company Inc 401k Profit Sharing Tactical Asset Allocation Moderate NA 24.80% -0.95% 5.00% 3.30% 5.33% 7.82% 8.88%
VFINX (VANGUARD 500 INDEX FUND INVESTOR SHARES) NA 37.82% 8.86% 15.20% 12.89% 14.04% 10.46% 8.70%
VSMGX (VANGUARD LIFESTRATEGY MODERATE GROWTH FUND INVESTOR SHARES) NA 22.89% 2.25% 6.63% 6.01% 7.19% 6.10% 5.79%

Retirement Plan (401(k)) Info for Osterman and Company Inc 401k Profit Sharing

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