Investment options of ORTHOPEDIC INSTITUTE PROFIT SHARING AND RETIREMENT SAVINGS PLAN
Total Available Funds: 39
| Investment Description |
|---|
| AMERICAN FUNDS |
| 2020 TARGET RETIREMENT MUTUAL FUND |
| 2025 TARGET RETIREMENT MUTUAL FUND |
| 2030 TARGET RETIREMENT MUTUAL FUND |
| 2035 TARGET RETIREMENT MUTUAL FUND |
| 2040 TARGET RETIREMENT MUTUAL FUND |
| 2045 TARGET RETIREMENT MUTUAL FUND |
| 2050 TARGET RETIREMENT MUTUAL FUND |
| 2055 TARGET RETIREMENT MUTUAL FUND |
| 2060 TARGET RETIREMENT MUTUAL FUND |
| EUROPACIFIC GROWTH FUND |
| NEW WORLD FUND |
| BLUE CHIP FUND |
| INTERNATIONAL DISCOVERY FUND |
| VALUE FUND |
| VANGUARD |
| 500 INDEX |
| INFLATION PROTECTED |
| MID CAP INDEX |
| TOTAL BOND INDEX |
| SMALL CAP INDEX |
| INTERNATIONAL STOCK INDEX |
| VANGUARD HEALTH CARE FUND |
| CLEARBRIDGE LARGE CAP GROWTH FUND |
| JANUS HENDERSON GLOBAL EQUITY INCOME |
| GUGGENHEIM TOTAL RETURN BOND |
| INVESCO GOLD & SPECIAL MINERALS |
| TORTOISE AND PIPELINE INSURANCE |
| COHEN AND STEERS REAL ESTATE |
| COLUMBIA DIVIDEND INCOME ADV |
| EATON VANCE ATLANTA SMID |
| JP MORGAN SMALL CAP GROWTH |
| LORD ABBETT FLOATING RATE |
| PGIM GLOBAL TOTAL RETURN |
| PGIM HIGH YIELD |
| ALLSPRING SPECIAL SMALL CAP VALUE |
| ALLSPRING SPECIAL MID CAP VALUE |
| RTC METLIFE STABLE VALUE |
| LIMITED PARTNERSHIP INVESTMENTS BROKERAGE ACCOUNTS |
Investment model portfolios
We provide two types of investment model portfolios for ORTHOPEDIC INSTITUTE PROFIT SHARING AND RETIREMENT SAVINGS PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for ORTHOPEDIC INSTITUTE PROFIT SHARING AND RETIREMENT SAVINGS PLAN