Investment options of OPTIV SECURITY INC. 401(K) RETIREMENT SAVING PLAN
Total Available Funds: 26
| Investment Option List |
|---|
| Western Asset Core Bond Fund Class I " (WATFX) |
| Dodge & Cox Balanced Fund Class I " (DODBX) |
| Harbor Capital Appreciation Fund Institutional Class " (HACAX) |
| Vanguard Equity-Income Fund Admiral Shares " (VEIRX) |
| Carillon Eagle Mid Cap Growth Fund Class R6 " (HRAYX) |
| American Beacon Small Cap Value Fund Class R5 " (AASVX) |
| MFS Mid Cap Value Fund Class R6 " (MCVIX) |
| MFS International Diversification Fund Class R6 " (MDIJX) |
| Fidelity Small Cap Growth Fund " (FCIGX) |
| Fidelity U.S. Bond Index Fund " (FSHBX) |
| Fidelity 500 Index Fund " (FXAIX) |
| Fidelity Mid Cap Index Fund " (FIIMX) |
| Fidelity Small Cap Index Fund " (FSISX) |
| Fidelity Freedom Index Income Fund Institutional Shares " (FFFAX) |
| Fidelity Freedom Index 2010 Fund Institutional Premium Class " (FFWTX) |
| Fidelity Freedom Index 2015 Fund Institutional Premium Class " (FIWFX) |
| Fidelity Freedom Index 2020 Fund Institutional Premium Class " (FIWTX) |
| Fidelity Freedom Index 2025 Fund Institutional Premium Class " (FFEDX) |
| Fidelity Freedom Index 2030 Fund Institutional Premium Class " (FFEGX) |
| Fidelity Freedom Index 2035 Fund Institutional Premium Class " (FFEZX) |
| Fidelity Freedom Index 2040 Fund Institutional Premium Class " (FFIZX) |
| Fidelity Freedom Index 2045 Fund Institutional Premium Class " (FFOLX) |
| Fidelity Freedom Index 2050 Fund Institutional Premium Class " (FFOPX) |
| Fidelity Freedom Index 2055 Fund Institutional Premium Class " (FFLDX) |
| Fidelity Freedom Index 2060 Fund Institutional Premium Class " (FFLEX) |
| Fidelity Freedom Index 2065 Fund Institutional Premium Class " (FFIKX) |
Investment model portfolios
We provide two types of investment model portfolios for OPTIV SECURITY INC. 401(K) RETIREMENT SAVING PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for OPTIV SECURITY INC. 401(K) RETIREMENT SAVING PLAN