Investment options of OPENAI LP 401(K) PLAN
Total Available Funds: 30
| Investment Option List |
|---|
| Vanguard Federal Money Market Fund (VMFXX) |
| Vanguard 500 Index Fund Admiral Shares (VFIAX) |
| Vanguard Value Index Fund Admiral Shares (VVIAX) |
| Vanguard Growth Index Fund Admiral Shares (VIGAX) |
| Vanguard Global Equity Fund Investor Shares (VHGEX) |
| Vanguard Mid-Cap Index Fund Admiral Shares (VIMAX) |
| MFS International Equity Fund Class R6 (MIEIX) |
| Vanguard High-Yield Corporate Fund Admiral Shares (VWEAX) |
| Vanguard Small-Cap Index Fund Admiral Shares (VSMAX) |
| Vanguard Real Estate Index Fund Admiral Shares (VGXRX) |
| Blackrock High Yield Bond Investor A Shares (BHYIX) |
| Vanguard Mid-Cap Value Index Fund Admiral Shares (VMVAX) |
| Vanguard Developed Markets Index Fund Admiral (VDMIX) |
| Vanguard Mid-Cap Growth Index Admiral Shares (VMGIX) |
| Vanguard Small-Cap Value Index Fund Admiral Shares (VSIAX) |
| Vanguard Intermediate-Term Bond Index Fund Admiral Shares (VBILX) |
| Vanguard Small-Cap Growth Index Fund Admiral Shares (VSGAX) |
| Vanguard Emerging Markets Stock Index Fund Admiral Shares (VEMAX) |
| Vanguard Institutional Target Retirement 2020 Fund Institutional Shares (VITWX) |
| Vanguard Institutional Target Retirement 2025 Fund Institutional Shares (VRIVX) |
| Vanguard Institutional Target Retirement 2030 Fund Institutional Shares (VTTWX) |
| Vanguard Institutional Target Retirement 2035 Fund Institutional Shares (VITFX) |
| Vanguard Institutional Target Retirement 2040 Fund Institutional Shares (VIRSX) |
| Vanguard Institutional Target Retirement 2045 Fund Institutional Shares (VITLX) |
| Vanguard Institutional Target Retirement 2050 Fund Institutional Shares (VTRLX) |
| Vanguard Institutional Target Retirement 2055 Fund Institutional Shares (VIVLX) |
| Vanguard Institutional Target Retirement 2060 Fund Institutional Shares (VILVX) |
| Vanguard Institutional Target Retirement 2065 Fund Institutional Shares (VSXFX) |
| Vanguard Institutional Target Retirement 2070 Fund Institutional Shares (VSVNX) |
| Calvert Us Large Cap Core Responsible Index Fund Class I (CISIX) |
Investment model portfolios
We provide two types of investment model portfolios for OPENAI LP 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for OPENAI LP 401(K) PLAN