Investment options of OPEN PEP 2
Total Available Funds: 52
| Investment Description |
|---|
| Lincoln American Funds AmerBal Fund |
| Lincoln American Funds Perspective Fund |
| Lincoln DFA US Sm Cp Val Prt Inst Fund |
| Lincoln MFS Growth Fund Fund |
| Lincoln SS Rsl Sml Cap Grw NL Fund |
| Lincoln Vanguard Value Index Adml Fund |
| Lincoln MFS MidCap Growth Fund Fund |
| Lincoln YourPath Active 2015 Mod Fund |
| Lincoln YourPath Active 2020 Mod Fund |
| Lincoln YourPath Active 2025 Mod Fund |
| Lincoln YourPath Active 2030 Mod Fund |
| Lincoln YourPath Active 2035 Mod Fund |
| Lincoln YourPath Active 2040 Mod Fund |
| Lincoln YourPath Active 2045 Mod Fund |
| Lincoln YourPath Active 2050 Mod Fund |
| Lincoln YourPath Active 2055 Mod Fund |
| Lincoln YourPath Active 2060 Mod Fund |
| Lincoln YourPath Active 2065 Mod Fund |
| Lincoln Baird Ultra Shrt Bnd Inst Fund |
| Lincoln Fidelity 500 Index Fund SAWQ |
| Lincoln American Funds New World Fund |
| Lincoln DFA Int Val Port Instl Fund |
| Lincoln MFS International Equity Fund |
| Lincoln YourPath Active 2010 Con Fund |
| Lincoln YourPath Active 2025 Con Fund |
| Lincoln YourPath Active 2030 Con Fund |
| Lincoln YourPath Active 2035 Con Fund |
| Lincoln YourPath Active 2040 Con Fund |
| Lincoln YourPath Active 2050 Con Fund |
| Lincoln YourPath Active 2055 Con Fund |
| Lincoln YourPath Active 2055 Agg Fund |
| Lincoln DFA Real Est Sec Ptf Inst Fund |
| Lincoln Amer Cent Mid Cap VL Fund |
| Lincoln AmerFunds EuroPac Growth Fund |
| Lincoln PIMCO Intl Bond Admin Fund |
| Lincoln Vanguard Div Growth Inv Fund |
| Lincoln Vanguard High Yield Corp Admrl Fund |
| Lincoln YourPath Active 2050 Agg Fund |
| Lincoln YourPath Active 2065 Con Fund |
| Lincoln YourPath Active 2020 Con Fund |
| Lincoln YourPath Active 2035 Agg Fund |
| Lincoln YourPath Active 2040 Agg Fund |
| Lincoln YourPath Active 2045 Agg Fund |
| Lincoln YourPath Active Rinc Mod Fund |
| Lincoln YourPath Active 2060 agg Fund |
| Lincoln YourPath Active 2065 Agg Fund |
| Lincoln YourPath Active 2030 Agg Fund |
| Lincoln PIMCO Inc Instl Fund |
| Lincoln Vanguard Inflation Protected Sec Fund |
| Lincoln Baird Aggregate Bond Inst Fund |
| (Form 5500) |
| (6) Net investment gain (loss) from common/collective trusts …………………… 2b |
Investment model portfolios
We provide two types of investment model portfolios for OPEN PEP 2 participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for OPEN PEP 2