Investment options of OPEN PEP
Total Available Funds: 66
| Investment Description |
|---|
| Lincoln YourPath Passive 2035 Moderate |
| Lincoln YourPath Passive 2040 Moderate |
| Lincoln YourPath Passive 2045 Moderate |
| Lincoln YourPath Passive 2050 Moderate |
| Lincoln YourPath Passive 2055 Moderate |
| Lincoln YourPath Passive 2060 Moderate |
| Lincoln YourPath Passive 2010 Moderate |
| Lincoln YourPath Passive 2015 Moderate |
| Lincoln YourPath Passive 2020 Moderate |
| Lincoln YourPath Passive 2025 Moderate |
| Lincoln YourPath Passive 2030 Moderate |
| Lincoln Vanguard Emerging Markets Stock Index Admiral Fund |
| Lincoln Vanguard International Value Investment Fund |
| Lincoln Vanguard High-Yield Corporate Admiral Fund |
| Lincoln Vanguard Small-Cap Index Fund Admiral |
| Lincoln Vanguard Developed Markets Index Fund Admiral |
| Lincoln Vanguard Mid-Cap |
| Lincoln AmerFunds EuroPac Growth Fund |
| Lincoln DFA Inflation-Protected Securities |
| Lincoln YourPath Passive 2015 Pathbuilder Income |
| Lincoln YourPath Passive 2020 Pathbuilder Income |
| Lincoln YourPath Passive 2025 Pathbuilder Income |
| Lincoln YourPath Passive 2030 Pathbuilder Income |
| Lincoln YourPath Passive 2035 Pathbuilder Income |
| Lincoln YourPath Passive 2040 Pathbuilder Income |
| Lincoln YourPath Passive 2045 Pathbuilder Income |
| Lincoln YourPath Passive 2050 Pathbuilder Income |
| Lincoln YourPath Passive 2055 Pathbuilder Income |
| Lincoln YourPath Passive 2060 Pathbuilder Income |
| Lincoln YourPath Passive 2065 Pathbuilder Income |
| Lincoln Fidelity Sustainability Bond |
| Lincoln State Street S&P 500 Index Fund – Class N |
| Lincoln State Street Rsl Large Cap Growth Fund |
| Lincoln State Street Rsl Large Cap Value Fund |
| Lincoln Vanguard LifeStrategy Conservative Growth Fund |
| Lincoln Vanguard LifeStartegy Growth Fund |
| Lincoln Vanguard LifeStrategy Moderate Growth Fund |
| Lincoln Vanguard LifeStartegy Income Fund |
| Lincoln YourPath Passive 2035 Conservative Class 1 |
| Lincoln YourPath Passive 2045 Conservative Class 1 |
| Lincoln YourPath Passive 2045 Aggressive Class |
| Lincoln YourPath Passive 2050 Conservative Class 1 |
| Lincoln YourPath Passive 2050 Aggressive Class 1 |
| Lincoln YourPath Passive 2060 Aggressive Class 1 |
| Lincoln YourPath Passive 2065 Moderate |
| Lincoln YourPath Passive 2065 Conservative Class 1 |
| Lincoln YourPath Passive 2065 Aggressive Class 1 |
| Lincoln YourPath Passive 2030 Aggressive Class |
| Lincoln YourPath Passive 2010 Conservative Class 1 |
| Lincoln YourPath Passive 2010 Aggressive Class 1 |
| Lincoln YourPath Passive 2015 Conservative Class 1 |
| Lincoln YourPath Passive 2015 Aggressive Class |
| Lincoln YourPath Passive 2020 Conservative Class 1 |
| Lincoln YourPath Passive 2020 Aggressive Class 1 |
| Lincoln YourPath Passive 2035 Aggressive Class 1 |
| Lincoln YourPath Passive 2040 Aggressive Class 1 |
| Lincoln YourPath Passive 2055 Aggressive Class 1 |
| Lincoln YourPath Passive 2055 Conservative Class 1 |
| Lincoln YourPath Passive 2060 Conservative Class 1 |
| Lincoln YourPath Passive Retirement Income Conservative Class 1 |
| Lincoln YourPath Passive Retirement Income Moderate |
| Lincoln YourPath Passive Retirement Income Aggressive |
| Lincoln YourPath Passive 2025 Conservative Class 1 |
| Lincoln YourPath Passive 2025 Aggressive Class 1 |
| Lincoln YourPath Passive 2030 Conservative Class 1 |
| Lincoln YourPath Passive 2040 Conservative Class 1 |
Investment model portfolios
We provide two types of investment model portfolios for OPEN PEP participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for OPEN PEP