Investment options of ONEWORLD 401(K) PLAN
Total Available Funds: 31
| Investment Description |
|---|
| Great Gray Trust Company IndexSelect Moderate 2055 N/A |
| Great Gray Trust Company IndexSelect Moderate 2035 N/A |
| Great Gray Trust Company IndexSelect Moderate 2045 N/A |
| MassMutual MassMutual Select Strategic Bnd N/A |
| Great Gray Trust Company IndexSelect Moderate 2025 N/A |
| MassMutual Allspring Special Small Cap Value N/A |
| Vanguard Mid Cap Index N/A |
| Great Gray Trust Company IndexSelect Aggressive 2055 N/A |
| Great Gray Trust Company IndexSelect Aggressive 2045 N/A |
| Great Gray Trust Company IndexSelect Conservative 2045 N/A |
| Great Gray Trust Company IndexSelect Moderate Retirement N/A |
| Great Gray Trust Company IndexSelect Conservative 2055 N/A |
| Great Gray Trust Company IndexSelect Conservative 2025 N/A |
| Great Gray Trust Company IndexSelect Aggressive 2035 N/A |
| MassMutual MassMutual Prm High Yield N/A |
| Great Gray Trust Company IndexSelect Aggressive 2025 N/A |
| Great Gray Trust Company BlackRock Equity Index CIT N/A |
| Great Gray Trust Company Large Cap Growth Fund II Fee N/A |
| Great Gray Trust Company Large Cap Value CIT N/A |
| Great Gray Trust Company BlackRock EAFE Equity Index CIT N/A |
| Great Gray Trust Company Small Cap Growth Fund II CIT N/A |
| Great Gray Trust Company Mid Cap Value Fund II N/A |
| Great Gray Trust Company BlackRock U.S. Debt Index CIT N/A |
| Great Gray Trust Company IndexSelect Moderate 2065 N/A |
| Great Gray Trust Company IndexSelect Aggressive 2065 N/A |
| Victory Victory RS International Fund N/A |
| JP Morgan JP Morgan Mid Cap Growth N/A |
| BlackRock iShares Russell 2000 Small-Cap Index N/A |
| JP Morgan JP Morgan Emerging Mrkts Eq Fd N/A |
| American Funds Balanced Fund N/A |
| MassMutual SF Guaranteed Interest Account N/A |
Investment model portfolios
We provide two types of investment model portfolios for ONEWORLD 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for ONEWORLD 401(K) PLAN