Investment options of One Workplace L. Ferrari 401 K Plan
Total Available Funds: 31
| Investment Description |
|---|
| maturing through April 2033 |
| ALLSPRING SPC MID CAP VAL INST Registered Investment Company |
| AMCENT STRAT ALLOC: AGGR INST Registered Investment Company |
| AMCENT STRAT ALLOC: CONSERV IN Registered Investment Company |
| AMCENT STRAT ALLOC: MOD INST Registered Investment Company |
| DODGE & COX STOCK FUND Registered Investment Company |
| GOLDMAN SACHS BOND INST Registered Investment Company |
| HOOD RIVER SMCP GROWTH INSTL Registered Investment Company |
| JPMorgan Mid Cap Growth R5 Registered Investment Company |
| MFS INTL DIVERSIFICATION R3 Registered Investment Company |
| MFS MASS INV GROWTH STOCK R3 Registered Investment Company |
| PIMCO INCOME CLASS A Registered Investment Company |
| PIMCO LOW DURATION INCOME A Registered Investment Company |
| SCHWAB 1000 INDEX FUND Registered Investment Company |
| SCHWAB INTERNATIONAL INDEX FD Registered Investment Company |
| SCHWAB SMALL-CAP INDEX FUND Registered Investment Company |
| T ROWE PRICE USEQ RESEARCH ADV Registered Investment Company |
| UNDISCOV MGR BEHAVIORAL VAL A Registered Investment Company |
| VANGUARD MID CAP INDEX ADMIRAL Registered Investment Company |
| VANGUARD TARGET RETIREMNT 2020 Registered Investment Company |
| VANGUARD TARGET RETIREMNT 2025 Registered Investment Company |
| VANGUARD TARGET RETIREMNT 2030 Registered Investment Company |
| VANGUARD TARGET RETIREMNT 2035 Registered Investment Company |
| VANGUARD TARGET RETIREMNT 2040 Registered Investment Company |
| VANGUARD TARGET RETIREMNT 2045 Registered Investment Company |
| VANGUARD TARGET RETIREMNT 2050 Registered Investment Company |
| VANGUARD TARGET RETIREMNT 2055 Registered Investment Company |
| VANGUARD TARGET RETIREMNT 2060 Registered Investment Company |
| VANGUARD TARGET RETIREMNT 2065 Registered Investment Company |
| VANGUARD TARGET RETMT INCOME Registered Investment Company |
| VANGUARD TTL BOND MKT IDX ADM Registered Investment Company |
Investment model portfolios
We provide two types of investment model portfolios for One Workplace L. Ferrari 401 K Plan participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for One Workplace L. Ferrari 401 K Plan