Investment options of ONE MEMBER RETIREMENT PLAN
Total Available Funds: 35
| Investment Option List |
|---|
| Lincoln Perspective Fund |
| Lincoln Large Cap Growth Fund (SNIGX) |
| Lincoln Value Fund |
| Lincoln Inflation Protected Security Fund (VIPSX) |
| Lincoln Small Cap Index Admiral Fund (SGRIX) |
| Lincoln Strategic Small Cap Equity Fund (VSTCX) |
| Lincoln Development Markets Index Admiral Fund |
| Lincoln Government Securities Fund |
| Lincoln Information Technology Index Admiral Fund (VITAX) |
| Lincoln Mid Cap Index Fund |
| Lincoln Growth Index Admiral Fund |
| Lincoln Value Index Admiral Fund |
| Lincoln Aggregrate Bond Institutional Fund |
| Lincoln YourPath Passive 2010 Moderate Fund |
| Lincoln YourPath Passive 2015 Moderate Fund |
| Lincoln YourPath Passive 2020 Moderate Fund |
| Lincoln YourPath Passive 2025 Moderate Fund |
| Lincoln YourPath Passive 2030 Moderate Fund |
| Lincoln YourPath Passive 2035 Moderate Fund |
| Lincoln YourPath Passive 2040 Moderate Fund |
| Lincoln YourPath Passive 2045 Moderate Fund |
| Lincoln YourPath Passive 2050 Moderate Fund |
| Lincoln YourPath Passive 2055 Moderate Fund |
| Lincoln YourPath Passive 2060 Moderate Fund |
| Lincoln YourPath Passive 2065 Moderate Fund |
| Lincoln YourPath Passive RInc Moderate Fund |
| Lincoln Europacific Growth Fund (CEUFX) |
| Lincoln Washington Mutual Investment Fund (PENNX) |
| Lincoln Mid Cap Fund |
| Lincoln Retirement Fund |
| Lincoln BlackRock 6040 Allocation Fund |
| Lincoln BlackRock 2080 Allocation Fund |
| Lincoln BlackRock 8020 Allocation Fund |
| Lincoln BlackRock 4060 Allocation Fund |
| Lincoln Health Care Fund (VGHCX) |
Investment model portfolios
We provide two types of investment model portfolios for ONE MEMBER RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for ONE MEMBER RETIREMENT PLAN