Investment options of ONE HOPE UNITED 403(B) PLAN
Total Available Funds: 65
| Investment Description |
|---|
| ARTISAN ARTISAN HIGH INCOME INSTITUTIONAL |
| BAIRD BAIRD CORE PLUS BOND INST |
| BARON BARON SMALL CAP INSTL |
| BLACKROCK EVENT DRIVEN EQUITY |
| COLUMBIA DIVIDEND INCOME |
| HARDING LOEVNER HARDING LOEVNER INTERNATIONAL EQ |
| FEDERATED HERMES FEDERATED SHORT-TERM INCOME SERVICE |
| HARBOR CAPITAL HARBOR CAPITAL APPRECIATION RETIREMENT |
| GATEWAY GATEWAY FUND |
| GOLDMAN SACHS ABS RETURN TRACKER |
| GOLDMAN SACHS SMALL/MID CAP GROWTH |
| INVESCO OPPENHEIMER DEVELOPING MRKTS |
| JP MORGAN J P MORGAN MID CAP VALUE |
| LAZARD LAZARD GLOBAL LISTED INFRASTRUCTURE |
| COHEN & STEERS COHEN & STEERS REALTY SHARES |
| T.ROWE PRICE T. ROWE PRICE 2020 FUND |
| T.ROWE PRICE T. ROWE PRICE 2025 FUND |
| T.ROWE PRICE T. ROWE PRICE 2030 FUND |
| T.ROWE PRICE T. ROWE PRICE 2035 FUND |
| T.ROWE PRICE T. ROWE PRICE 2040 FUND |
| T.ROWE PRICE T. ROWE PRICE 2044 FUND |
| T.ROWE PRICE T. ROWE PRICE 2050 FUND |
| T.ROWE PRICE T. ROWE PRICE 2055 FUND |
| T.ROWE PRICE T. ROWE PRICE 2060 FUND |
| T.ROWE PRICE T. ROWE PRICE 2065 FUND |
| T.ROWE PRICE T. ROW PRICE RETIREMENT BALANCED |
| JP MORGAN UNDISCOVERED MGRS BEHAVIORAL VALUE |
| VANGUARD 500 INDEX FUND – ADMIRAL |
| VANGUARD INFLATION PROECTED – ADMIRAL |
| VANGUARD MID CAP INDEX ADM |
| VANGUARD SMALL CAP INDEX FUND – ADMIRAL |
| 1TRDBX 71,781.29 |
| 1TREHX 117,054.52 |
| 1TRFHX 505,856.52 |
| 1TRFJX 213,338.54 |
| 1TRHDX 588,097.76 |
| 1TRIKX 160,199.32 |
| 1TRJLX 658,890.59 |
| 1TRJMX 345,145.47 |
| 1TRLNX 406,567.56 |
| 1TRMOX 106,806.52 |
| 1TRJWX 19,973.68 |
| 1HLIZX 650,307.73 |
| 1ODVIX 202,153.88 |
| 1VTIAX 10,824.63 |
| 1BILPX 129,009.59 |
| 1CSJIX 7,262.86 |
| 1GTEYX 148,833.27 |
| 1GLIFX 255,934.18 |
| 1BSFIX 10,770.05 |
| 1UBVLX 172,875.35 |
| 1VSMAX 30,592.22 |
| 1GSMYX 212,688.29 |
| 1FLMVX 196,936.72 |
| 1VIMAX 19,730.30 |
| 1CDDYX 398,820.07 |
| 1HNACX 489,239.07 |
| 1VFIAX 510,321.73 |
| 1APHFX 146,151.17 |
| 1BCOIX 1,131,418.03 |
| 1FSTIX 451,926.09 |
| 1GJRTX 131,222.14 |
| 1VAIPX 167,094.07 |
| 1FD-CAR 35,377.07 |
| FORFEITURES 66,342.83 |
Investment model portfolios
We provide two types of investment model portfolios for ONE HOPE UNITED 403(B) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for ONE HOPE UNITED 403(B) PLAN